Pay.UK rolls out Request to Pay framework

Pay.UK has now issued the message standards, rules and terms and condition for the development of Request to Pay services.

The messaging service enables billers to directly request funds rather than sending traditional invoices. For each request, receivers are asked whether they would like to pay in full or in part, request an extension, communicate directly with the biller, or decline to pay.

Initially scheduled for release at the end of April, Pay.UK delayed the publication of the RtP framework to avoid increasing the load on banks as they deal with the Covid-19 pandemic.

The release of the standards is the culmination of many years’ collaboration and considerations, testing and market research projects. Various use cases and scenarios have been tested. All told, over 400 organisations – ranging from start-ups to household name payment service providers – took part in an open sandbox to refine the framework.

“Paul Horlock, Pay.UK CEO, says that ‘organisations/developers can now begin work on creating request to Pay propositions for commercial consumption’.

The Request to Pay Framework represents the culmination of a user driven journey that was begun by Faster Payments, taken forward by the Payments Strategy Forum and now, gratifyingly, come to fruition through Pay.UK with the support of stakeholders from across the industry, he says we’re looking forward to developers bringing Request to pay propositions to market”

Request to Pay Ltd is one such provider, offering all components, ie Biller Console, Payer App, Repository Service and, crucially,  we can integrate into existing legacy systems, CRM, accounts and treasury management,.

See for more details. We look forward to bringing this to fruition for the benefit of billers and payers alike, especially in the current socio/economic  circumstances, where efficient dialogue and payment flexibility is of paramount consideration Contact

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