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Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!

Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more

Are Family Trusts Worth It? A Detailed Look at the Pros and Cons

As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more

Can I Use My Credit Card to Pay Closing Costs?

When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more

Can You Buy a House When You Have Student Loans?

For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more

Should I Pay Off Collections Before Buying a Car?

Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more

Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion

If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more

Power Up Your Peace: The Ultimate Guide to Payin’ Your Power and Gas Bills Like a Pro

Hey there, friend! Let’s talk about somethin’ we all gotta deal with—payin’ them power and gas bills. I know, I know, it ain’t the most excitin’ topic, but lemme tell ya, messin’ this up can turn your life into a hot mess real quick. Picture this: I forgot my electric bill once, and boom, I’m … Read more

Payin’ Your King Size Bill Like a Boss: The Ultimate Guide to Stress-Free Payments

Hey there, fam! If you’re rockin’ a KingSize Platinum Credit Card and wondering how to handle that “king size bill pay” without breakin’ a sweat, you’ve landed in the right spot. I’m gonna walk ya through every little detail of payin’ your bill, why it’s worth stayin’ on top of it, and some slick tips … Read more

Pay Your Green Mountain Energy Bill Like a Pro: The Ultimate Guide to Hassle-Free Payments

Please select your utility company to find the specific information on how to read and pay your bill from Green Mountain Energy. Hey there, folks! If you’re with Green Mountain Energy, you’ve already made a darned good choice by goin’ green with your electricity. But let’s talk about the nitty-gritty—paying that bill. I know, I … Read more