WELCOME TO THE PAYMENTS BUSINESS
Information Portal about what is going on in the payments sector of Financial Services.
Lastest Articles
Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
Paying Your Hurricane City Bills Online: The Ultimate Guide for Residents
Are you tired of standing in long lines at the City Office or scrambling to mail your check before the due date? I’ve been there too! As a resident of Hurricane City for over 5 years now, I’ve discovered the convenience of online bill payment systems that have literally changed how I manage my monthly … Read more
Simplifying Your Life: A Complete Guide to Integra Water Bill Pay Options
The City of Durham provides water and sewer, stormwater, and solid waste collection services to Durham residents and businesses. Are you tired of struggling with water bills every month? Looking for easier ways to handle those pesky Integra Water payments? Well, you’ve landed in the right spot! As someone who’s dealt with utility payments for … Read more
Navigating Central Hudson Bill Pay: Your Ultimate Guide to Hassle-Free Payments
Are you struggling with your Central Hudson utility bills? Feeling overwhelmed by payment options? Don’t worry – I’ve been there too! After years of helping customers navigate utility payments, I’ve created this comprehensive guide to make paying your Central Hudson bills as painless as possible. Understanding Your Central Hudson Account Central Hudson Gas & Electric … Read more
