WELCOME TO THE PAYMENTS BUSINESS
Information Portal about what is going on in the payments sector of Financial Services.
Lastest Articles
Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
Can Ya Pay Yer Credit Card Bill Over the Phone? Heck Yeah, Here’s How!
Over-the-phone payments can be more prone to fraud than those made in person or online, but there are steps you can take to protect yourself. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not … Read more
Bill Pay Forms: Your Secret Weapon to Crush Financial Chaos!
Hey there, friend! If you’ve ever missed a bill payment, got slapped with a late fee, or just felt like your finances are a hot mess, then stick with me. We’re diving into something that’s legit saved my bacon more times than I can count: bill pay forms. Whether you’re a pen-and-paper kinda person or … Read more
Pay Your York Water Company Bill Like a Pro: Easy Tips to Save Time and Stress!
Hey there, folks! If you’re a customer of the York Water Company, or just moved into the area and got their services hooked up, you’ve probably wondered about the best way to pay that water bill without it being a total pain in the neck. Well, I’m here to help ya out with all the … Read more
