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Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
How to Pay Your LG&E Bill Without Breakin’ a Sweat!
Hey there, Kentucky fam! If you’re anything like me, payin’ bills can feel like a dang chore. I mean, who’s got the time to stress over a late LG&E payment when there’s BBQ to grill or UK games to watch? But lemme tell ya, figurin’ out how to pay LG&E bill don’t gotta be a … Read more
Pay Your Lake Wales Utility Bill Like a Pro: The Ultimate Guide to Stress-Free Payments!
Hey there Lake Wales fam! If you’re anything like me utility bills sneak up on ya faster than a Florida thunderstorm. One minute you’re chillin’, the next you’re scramblin’ to figure out how to pay that water or electric bill before the lights go out. Well, worry no more! I’m here to walk you through … Read more
Mastering City of East Point Bill Pay: Your Ultimate Guide to Hassle-Free Payments!
Hey there, East Point fam! If you’re livin’ in the City of East Point, Georgia, and you’ve ever scratched your head wondering how to pay them utility bills without a fuss, you’re in the right spot. I’ve been there, juggling electric, water, and garbage bills, trying not to miss a deadline. Trust me, it ain’t … Read more
