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Information Portal about what is going on in the payments sector of Financial Services.
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Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
Simplify Your Life: Unlocking the Best Ways to Pay Your Clark Public Utilities Bill
Paying your Clark Public Utilities bill doesn’t have to be a headache. As a longtime Clark County resident, I’ve navigated the various payment options available and want to share the easiest ways to keep your lights on and water flowing without the stress of missed payments or late fees. Why Clark Public Utilities Makes Bill … Read more
Did Congress Give Themselves a Pay Raise in the Stimulus Bill? The Truth Behind the Claims
Let’s cut straight to the chase – NO, Congress did NOT give itself a pay raise in the COVID-19 stimulus bill. Despite what you might have seen circulating on social media, this claim is completely false. But with so many people believing this misinformation, it’s worth taking a deeper look at where this rumor came … Read more
Ultimate Guide: Paying Your Hardin County Water District 1 Bill in 2025
Are you tired of scrambling to pay your water bill at the last minute? I’ve been there too! As someone who’s lived in Hardin County for years, I finally decided to figure out all the ways to pay my water district bill without the stress In this comprehensive guide, I’ll walk you through everything you … Read more
