WELCOME TO THE PAYMENTS BUSINESS
Information Portal about what is going on in the payments sector of Financial Services.
Lastest Articles
Can Ya Dodge Capital Gains Tax by Paying Off Your Home Loan? Let’s Find Out!
Hey there folks! If you’re sittin’ there wondering, “Can I avoid capital gains tax by paying off my home loan?” then you’ve come to the right spot. I’m gonna break this down for ya in plain English no fancy tax mumbo-jumbo. The quick answer? Nah, just clearing out your home loan ain’t gonna magic away … Read more
Are Family Trusts Worth It? A Detailed Look at the Pros and Cons
As a common strategy for estate planning, a family trust offers advantages and disadvantages. Most of the time, a trust is set up through your will. Its purpose is to help your family by protecting your assets and avoiding probate. Let’s look at the pros and cons of this type of trust. Family trusts can … Read more
Can I Use My Credit Card to Pay Closing Costs?
When you buy a house, closing costs can be several thousand dollars. And coming up with the cash isn’t always easy. It makes sense to put closing costs on a credit card to avoid a sudden financial hit. But can you pay closing costs with a credit card?. Generally, the answer is no. Most mortgage … Read more
Can You Buy a House When You Have Student Loans?
For millions of people, owning a home is a quintessential part of the American dream. But with so many young adults having outstanding student loans, the dream of homeownership can seem like an unrealistic fantasy. According to a 2021 survey released by the National Association of Realtors, 29% of student loan borrowers said their debt … Read more
Should I Pay Off Collections Before Buying a Car?
Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more
Who Gets the Amex Black Card? Demystifying the Ultra-Exclusive Centurion
If you are reading a review of the Centurion® Card from American Express*, it’s probably not for you. First of all, you can’t apply for the card—you need to be invited. The unique characteristics of this card, also known as the “Amex Black Card,” both in price and perks, are like no other. If you’re … Read more
PNC Auto Loan Bill Pay: The Ultimate Guide to Managing Your Car Payment
Discover the 2024 PNC Auto Loan review! Unveiling rates, terms, and customer experiences for your next car purchase. Have you ever found yourself scrambling to make your car payment on time? Or maybe you’re tired of writing checks and heading to the mailbox every month? I’ve been there too, and that’s why I wanted to … Read more
The Ultimate Guide to MidAmerican Bill Pay: 6 Easy Ways to Pay Your Energy Bill in 2025
Are you tired of worrying about late payments on your MidAmerican Energy bill? I’ve been there too! As someone who’s used MidAmerican’s services for years, I’ve tried all their payment methods and wanted to share what I’ve learned. Whether you prefer paying online, through automatic withdrawals, or in-person, this guide covers everything you need to … Read more
7 Easy Ways to Pay Your Riverland Energy Bill: A Complete Guide for 2025
Are you tired of forgetting your Riverland Energy bill until the last minute? Been there done that! As someone who’s experienced the stress of rushing to make payments, I wanted to share everything I’ve learned about the various ways to pay your Riverland Energy Cooperative bill. This guide will walk you through all your options … Read more
