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Will Debt Collectors Ever Give Up?

Debt collection can feel like a never-ending battle. No matter how many times you ask debt collectors to stop calling, they keep pursuing you for payments on old debts. You may wonder – will they ever just give up and leave me alone? The truth is debt collectors are persistent. Their job is to collect … Read more

Do You Pay Council Tax If You Get Pension Credit?

Council tax is a significant expense for many households across the UK. As a pensioner receiving pension credit or someone nearing retirement, understanding whether you need to pay council tax and the potential discounts available can significantly ease your financial burden. This article explains council tax obligations for pensioners getting pension credit, eligibility for discounts, … Read more

Is It Worth Refinancing to a 10 Year Mortgage?

Refinancing your mortgage can be a great way to save money on interest and pay off your home faster. But is it always worth it especially if you refinance to a shorter 10 year term? There are pros and cons to weigh when considering refinancing to a 10 year mortgage. What is Refinancing? First, let’s … Read more

How to Pull Someone’s Credit Report Legally

Checking someone’s credit report can be useful in certain situations, but it also raises privacy concerns. Here’s a guide on the legal ways to access a credit report for someone else and what to watch out for. When Is It Legal To Check Someone Else’s Credit Report? Only in the following situations is it legal … Read more

Can I Sell My Property Within 6 Months of Buying It?

If you recently bought a house and now realize that you need to sell it, don’t panic. While there are financial implications of selling a house soon after buying it, certain circumstances and life changes may make selling quickly a necessity and leave you wondering, “How soon can I sell my home after purchase?”. In … Read more