Are you tired of rushing to pay your Troy city bills before the deadline? Maybe you’re new to Troy and confused about how to handle all those different payments? I’ve been there too, and let me tell you – figuring out the city’s payment system can be a bit overwhelming at first.
As a resident who’s lived in Troy for years, I’ve navigated through all the different payment options and found the most convenient ways to pay my bills. In this article I’ll share everything I’ve learned about City of Troy bill pay services to make your life easier.
What Bills Can You Pay to the City of Troy?
Before diving into payment methods let’s understand what bills you might need to pay to the city. Troy’s billing system covers several municipal services
- Water and Sewer Bill
- Property Taxes
- Annual Garbage Collection Fee (also called “Solid Waste Management Annual Fee”)
- Bulk Trash charges
- Parking Tickets
- City Clerk Fees
- Permits
- Library Card Fines
- Recreation Programs
- Miscellaneous Billing
- Shop Work
Online Payment Portal: The Most Convenient Option
The City of Troy has made it much easier to pay bills with their Online Payment Portal. This is my personal favorite method because I can pay any time of day without leaving home.
How to Access the Online Payment Portal:
For Troy, Michigan residents Visit troymi.gov/OnlinePayments/
For Troy, New York residents: Visit troyny.gov/282/Pay-Bill
What You Can Pay Online:
Both cities offer comprehensive online payment options. Here’s what you can pay through their portals:
Troy, MI Online Payments:
- City Clerk Fees
- Library Card Fines
- Miscellaneous Billing
- Permits
- Recreation Programs
- Taxes
- Water and Sewer Bill
Troy, NY Online Payments:
- Annual Garbage Collection Fee
- Bulk Trash
- Parking Tickets
- Property Taxes
- Shop Work
- Water Bill
- Delinquent School Taxes
Important Note About Convenience Fees
When paying online, be aware that convenience fees may apply. These fees are NOT received by the City of Troy but are charged by the third-party vendor providing the payment service.
Payment Methods Available
Whether you prefer digital or traditional payment methods, Troy offers several options:
1. Online Payments
Pay using:
- Credit card
- Debit card
- Electronic check
This is perfect for those midnight moments when you suddenly remember your water bill is due tomorrow!
2. In-Person Payments
For Troy, MI:
- Visit City Hall at 500 W. Big Beaver Rd, Troy, Michigan 48084
- Hours: 8am-4:30pm
For Troy, NY:
- Visit 433 River Street, Suite 5001, Troy, NY 12180
- Hours: Monday through Friday, 8:30 am to 4:30 pm
I sometimes prefer going in person when I have questions about my bill or need to discuss payment arrangements.
3. Mail-In Payments
Both cities accept payments by mail. Just make sure to:
- Include your account number or bill information
- Allow enough time for mail delivery before the due date
- Make checks payable to “City of Troy”
Key Deadlines for Bill Payments
Missing payment deadlines can result in late fees or service interruptions. Here are some important dates to remember:
Property Taxes:
Troy, NY:
- 1st installment: Due in January
- 2nd installment: Due in July
Troy, MI:
- Check the Property Tax Bill Online section on the website for current due dates
Water Bills:
Water bill due dates vary based on your service area. For Troy, NY residents, you can check the Pay Schedule on their website to find out exactly when your payment is due.
Special Considerations for Different Bills
School Taxes
For Troy, NY residents, note that you can only pay delinquent school taxes through the City of Troy. Otherwise, school taxes must be paid directly to your school district:
- Troy School District Tax Information and Bill Lookup
- Lansingburgh School District Tax Information and Bill Lookup
Ambulance Service Bills
These aren’t paid directly to the City of Troy, NY. Instead, visit the Comstar Ambulance Billing Service website for payment options.
Pro Tips from a Local Resident
After years of paying Troy city bills, I’ve learned a few tricks:
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Set up calendar reminders – I put all my bill due dates in my phone calendar with alerts a week before they’re due.
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Keep digital records – Always save your electronic receipts when paying online. I’ve had to reference them a few times when there were questions about my payments.
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Batch your payments – If possible, I try to pay multiple bills on the same day each month to avoid forgetting any.
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Check for payment plans – If you’re struggling financially, both Troy cities often offer payment arrangements. Don’t be afraid to ask!
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Watch out for convenience fees – Sometimes the fees for paying by credit card can add up. For larger bills like property taxes, I’ve found electronic checks often have lower fees.
Common Questions About Troy Bill Pay
Can I set up automatic payments for my Troy bills?
For some bills, yes. Water bills in particular often have auto-pay options, but it varies by department. Check the specific bill’s payment page for details.
What if I can’t pay my bill on time?
Contact the relevant department before the due date. Many departments offer payment arrangements if you reach out proactively.
How can I check if my payment was received?
Most online payments provide an immediate confirmation number. For mail-in payments, you may need to call the department directly to confirm receipt.
What payment methods have the lowest fees?
Generally, electronic checks (ACH payments) have lower convenience fees than credit cards. In-person and mail payments typically don’t have additional fees.
Making the Most of Troy’s Online Resources
Both Troy cities have invested in making their online payment systems more user-friendly. Take advantage of these additional online resources:
For Troy, MI Residents:
- BSAOnline/Parcel Data Search – Look up property information including assessing data
- Citizen Request Portal – Report problems or request city services
- E-Notification Sign Up – Get alerts about important city events and deadlines
For Troy, NY Residents:
- Tax Search Service – Look up tax information for properties
- Quick Links to Department Directories – Easily find contact information if you have questions
What to Do If You Have Problems Paying Online
Sometimes technology glitches happen. If you encounter issues with online payments:
- Try using a different browser or device
- Clear your cache and cookies
- Contact the specific department for assistance
- As a last resort, use an alternative payment method
Final Thoughts
Managing your City of Troy bills doesn’t have to be complicated. With the online payment portal, you can handle most of your city bills quickly and efficiently from the comfort of your home.
I’ve found that taking a few minutes to set up online access and familiarize myself with payment deadlines has saved me hours of stress and potential late fees over the years.
Whether you’re in Troy, Michigan or Troy, New York, the cities have worked to make bill payment more accessible than ever before. Take advantage of these systems to keep your accounts current with minimal hassle.
And remember – if you ever have questions about a specific bill, don’t hesitate to contact the department directly. In my experience, the staff at both cities are helpful and willing to guide you through any payment issues you might encounter.
Have you tried using the online payment portal yet? What’s been your experience with City of Troy bill payments? I’d love to hear your thoughts!
Useful Contact Information
Troy, MI:
- Phone: 248.524.3300
- Location: 500 W. Big Beaver Rd, Troy, Michigan 48084
- Hours: 8am-4:30pm
Troy, NY Treasurer’s Office:
- Phone: 518-279-7130
- Location: 433 River Street, Suite 5001, Troy, NY 12180
- Hours: Monday through Friday, 8:30 am to 4:30 pm
Now that you’re armed with all this information, paying your Troy city bills should be much less stressful. Just remember to mark those due dates on your calendar!

Pay Online by Credit/Debit Card or ACH
Our online payment portal will now allow you to pay your bill by credit, debit card or bank transfers from your checking or savings account. Any credit card is accepted; Master Card, Visa, Discover or American Express. A processing fee of 2.60% will apply for each credit card transaction; ACH bank transfers will be assessed a $1.25 flat fee per transaction. This is charged by our third-party provider to process the transactions.
Click here to register your account in order to pay online. If you are currently enrolled in ACH payments through the City of Troy, that will remain in place.
New Hours Effective June 2:
To better serve residents and improve accessibility to the public, beginning on June 2, 2025, Troy City Hall will generally be open to the public during the following hours:
- Monday – Thursday: 7:30 a.m. to 5:30 p.m.
- Friday: 7:30 a.m. to 12 p.m.
- Closed Saturday and Sunday
The City of Troy Billing & Collection Department is primarily responsible for the Customer Service side of the city utilities. As a new resident, you would come to our office, located on the first floor of City Hall, to sign up for water, sewer, refuse & recycling service. We are responsible for generating the bills, as well as then accepting and processing your payment for the services provided.
Additionally, the department administers the billing and collection for other city services, including but not limited to, bulk water usage, storm water assessments, zoning related assessments for weed mowing and nuisance trash removal. This department also receives payment of our Hotel Motel (Transient Occupancy) Tax.
The links on the left will also give you more information about what you should do before you fill a swimming pool or establish a new lawn. You will find detailed information about signing up for service, find our water & sewer rates, and learn about your options for payment.
You can view your bill online before you receive it in the mail. You need to register your account using your account number and service address exactly as they appear on your bill. Once registration is complete, you will be able to check your current bill as well as past bills. Click here to register or log in to pay your bill online.
If you wish to receive your statement by e-mail, you can register to do so here.