Hey there, North St. Paul folks! If you’re anything like me, paying utility bills ain’t exactly the highlight of your month. But, lemme tell ya, it don’t have to be a headache neither Whether you’re rushin’ to get that bill sorted before the due date or just wanna set it and forget it, I’ve got your back with this guide on North St Paul bill pay We’re gonna break down every darn option to pay your utility bill in North St. Paul, MN, from tappin’ a few buttons online to droppin’ off a check in person. So, grab a coffee, and let’s get this bill-pay party started!
Why Bother with North St Paul Bill Pay Right Away?
Before we dive into the how-to’s, let’s chat about why you shouldn’t let that utility bill sit on your counter collectin’ dust. Late fees are a real pain in the you-know-what, and nobody wants their water or electric cut off. In North St. Paul they’re pretty strict about due dates and trust me, you don’t wanna be the one scramblin’ to fix a mess. So, let’s get ahead of it with some super simple ways to pay up.
Option 1: Pay Online—Fastest Way to Clear Your North St Paul Bill
Alright, let’s start with the easiest and quickest way to handle your North St Paul bill pay—doin’ it online. If you’re like me, you’re glued to your phone or laptop half the day, so why not knock out your utility bill while you’re at it? Here’s how we roll with this:
- Quick Pay Option: Don’t wanna fuss with logins or accounts? No prob! You can use the quick pay feature. All ya need is your account number, and bam, you’re done. No sign-in required.
- Set Up an Account: If you’re the type who likes to keep tabs on everythin’, creatin’ an account online is the way to go. You can check your bill history, track how much water or power you’re usin’, and even manage multiple accounts if you’ve got rental properties or somethin’. Plus, you can save your card info for next time.
- What You’ll Need: Just have your account number handy and maybe the amount of your last payment for verification. Oh, and they accept Visa and Mastercard, so you’re golden there.
- Heads Up on Timing: Don’t wait till the last dang minute—online payments can take up to three days to post to your account. Plan ahead, my friends!
Now, before you click that “pay now” button, there’s a lil’ catch I gotta warn ya about. And trust me, it’s a biggie
Watch Out for Them Credit/Debit Card Fees!
Here’s the deal—payin’ with a credit or debit card online in North St. Paul comes with a fee. As of December 7, 2023, they’re chargin’ a 2.25% fee on every transaction. Yeah, I know, it stinks! They say it’s to cover the risin’ costs of processin’ cards, but it still hits the wallet. For example, if your bill is $100, you’re shellin’ out an extra $2.25. Not huge, but it adds up, ya know?
If you’re thinkin’ “heck no, I ain’t payin’ extra,” don’t worry—I got a workaround comin’ up next that’ll save you them fees.
Option 2: Autopay—Set It and Forget It with No Fees
If payin’ extra for using a card gets your goat, lemme introduce ya to the magic of autopay through a bank draft. This is hands-down my fave way to handle North St Paul bill pay, ‘cause once it’s set up, I don’t gotta think about it no more. Here’s the scoop:
- How It Works: You sign up to have your utility bill automatically pulled from your checkin’ or savings account each month. No fees for this option—zero, zilch, nada!
- Gettin’ Started: You’ll need to fill out a bank authorization form. If you’re usin’ a checkin’ or savings account, toss in a voided check or withdrawal slip with the form. Then, drop it off or mail it to City Hall at 2400 Margaret Street, North St. Paul.
- When It Happens: Payments usually draft on the 5th of each month. If that’s a weekend, they’ll pull it on the next business day. You can even pick a different date if that don’t work for ya. Just don’t schedule it after the due date, or you’ll get slapped with a late fee.
- What to Expect: It might take up to a month to get this rollin’. Until you see “Paid by Draft” on your statement, keep payin’ the old-fashioned way with a check, cash, or card. Once it’s set, your bank statement will show the charge nice and clear.
- Bonus Perk: You’ll still get your billin’ statement showin’ the amount and confirmin’ it’s paid by draft. No surprises!
I’m tellin’ ya, autopay is a game-changer. I set mine up a while back, and now I don’t even flinch when bill time rolls around. If you hate fees and love convenience, this is your jam.
Option 3: Drop Off Your Payment—Old-School Style
Not everyone’s into the online stuff, and that’s cool. If you’re more of a hands-on type or just wanna make sure your payment gets there, you can drop it off in person for your North St Paul bill pay. Here’s where ya can go:
- Dropbox at the Fire Station: There’s a handy dropbox right in front of the Fire Station. Easy peasy.
- Dropbox at City Hall: Another dropbox spot right by the main entrance of City Hall. Perfect if you’re swingin’ by.
- Finance Counter at City Hall: Wanna hand it over directly? Bring your payment to the Finance Counter at City Hall, located at 2400 Margaret Street. They’re open Monday to Thursday from 7:00 AM to 4:30 PM, and Fridays from 7:00 AM to 11:00 AM durin’ summer hours.
Just a lil’ note—they don’t take cash at the dropboxes, so make sure it’s a check or money order. I’ve dropped off payments this way when my internet was actin’ up, and it’s nice knowin’ it’s in their hands.
Go Paperless with E-Statements—Save a Tree!
While we’re talkin’ about makin’ life easier, lemme throw this out there—why not ditch the paper bills altogether? Signin’ up for e-statements means your utility bill and even the city newsletter land straight in your inbox. No more riflin’ through mail or losin’ that important slip. It’s super simple to set up through your online account, and honestly, it feels good to cut down on clutter. Plus, Mother Earth gives ya a high-five for goin’ green!
What If You Can’t Pay on Time?
Life happens, y’all. If you’re strugglin’ to make your North St Paul bill pay on time, don’t just ignore it and hope it goes away. There’s help out there, and the city’s got resources to point ya in the right direction. If you’re havin’ trouble, reach out to City Hall. They’ve got info on programs or assistance for folks who can’t cover their utility bills right away. Don’t be shy—gimme a call at 651-747-2400 or 651-747-2413, and someone’ll help ya figure it out.
I’ve been in a tight spot before, and trust me, askin’ for help is way better than lettin’ late fees pile up. They’re there to work with ya, not judge.
Comparison of Payment Methods—Which One’s for You?
To make this crystal clear, let’s lay out all the North St Paul bill pay options side by side. Pick what fits your vibe:
| Payment Method | Fees? | How Long to Process? | Best For |
|---|---|---|---|
| Online (Credit/Debit Card) | 2.25% fee | Up to 3 days | Quick payment from anywhere |
| Autopay (Bank Draft) | No fees | Instant on draft date | Set-it-and-forget-it convenience |
| Drop-Off (Check/Money Order) | No fees | Depends on drop-off time | Folks who prefer in-person methods |
See? If fees bug ya, autopay’s your best bet. If you need it done yesterday, online’s quick despite the extra cost. And if you’re old-school, droppin’ it off works just fine.
Tips to Make North St Paul Bill Pay a Breeze
Now that we’ve covered the main ways to pay, lemme toss out a few nuggets of wisdom I’ve picked up over the years to keep your utility payments smooth as butter:
- Mark Your Calendar: Even with autopay, it’s smart to double-check your bank account around draft day. Tech glitches happen, and you don’t wanna be caught off guard.
- Pay Early with Online: Since online payments can take a few days to post, don’t wait till the due date. I’ve made that mistake and nearly got a late fee—learn from my goof!
- Keep Records: Whether you pay online or drop off, save a receipt or confirmation. I screenshot my online payments just in case there’s a mix-up.
- Switch to Autopay Sooner: If you’re on the fence, just do it. Setting up autopay takes a bit, so the sooner ya start, the quicker you’re stress-free.
- Got Questions? Call!: If anythin’ seems off with your bill or payment, don’t guess—ring up the city at 651-747-2400. They’re real helpful, I promise.
Common Hiccups and How to Fix ‘Em
Even with the best plans, sometimes stuff goes sideways with North St Paul bill pay. Here’s a few bumps I’ve hit and how to handle ‘em:
- Online Payment Didn’t Post: If you paid online and it ain’t showin’ up after three days, don’t panic. Check your bank to confirm the charge went through, then call the city to sort it. Keep that confirmation number handy!
- Autopay Ain’t Workin’ Yet: If you just signed up for autopay and your statement don’t say “Paid by Draft,” keep payin’ manually till it kicks in. It can take a month, so patience is key.
- Lost Your Account Number: Can’t find your bill or account number for quick pay? No sweat—give the city a holler at 651-747-2413, and they’ll get ya squared away.
- Late Fee Snuck Up: If you missed the due date and got a late charge, call and explain. Sometimes they’ll waive it if it’s a one-time flub, ‘specially if you’re settin’ up autopay now.
I’ve messed up a time or two (okay, maybe more), but these tricks have saved my bacon. You got this!
Why North St Paul Makes Bill Pay Pretty Darn Easy
I gotta give props where they’re due—North St. Paul’s got their utility payment system set up with options for everybody. Whether you’re a tech wizard who pays everythin’ online or someone who likes the feel of droppin’ off a check, they’ve thought of ya. And with autopay bein’ fee-free, it shows they’re tryin’ to save us a few bucks where they can. Sure, that credit card fee’s a bummer, but at least they’re upfront about it.
I’ve lived in places where payin’ a bill felt like solvin’ a puzzle, but here? It’s straightforward. Pick your method, follow a few steps, and you’re golden. Plus, if you’re ever stuck, a quick call to their office sorts it out. They’re not just sittin’ there waitin’ to ding ya with fees—they wanna help.
Wrappin’ It Up—Take Control of Your North St Paul Bill Pay Today
So, there ya have it, folks—a full-on rundown of how to tackle your North St Paul bill pay without breakin’ a sweat. We’ve covered payin’ online (watch that 2.25% fee!), settin’ up autopay to skip fees altogether, droppin’ off payments if that’s your style, and even goin’ paperless with e-statements. If times are tough, don’t hesitate to ask for help—North St. Paul’s got resources to get ya through.
My advice? If you ain’t on autopay yet, make that your next move. It’s saved me so much hassle, and I ain’t looked back since. But whatever way you choose, just don’t let them bills pile up. Pick a method, set a reminder if ya need to, and handle it like the boss you are.
Got any weird bill-pay stories or tips of your own? Drop ‘em in the comments—I’d love to hear how y’all manage this stuff. And if this guide helped ya out, share it with a neighbor who’s always forgettin’ their due date. Let’s keep North St. Paul powered up and stress-free, one bill at a time!
Pay a Water Bill
Click on the options below to get more information:
- Bills can be paid online through our bill payment portal. Access is fast, easy, safe, and free.You will need your customer and account numbers. These can be found on your bill or by contacting customer service at 651-266-6350.
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AutoPay
Simplify your bill payments with AutoPay, our recommended payment option. By linking your checking or savings account, you can enjoy a hassle-free, fee-free way to stay on top of your water bill payments.
What is AutoPay?
AutoPay automatic payments are withdrawn on your payment due date from your checking/savings account, debit/credit card, or digital wallet. Take advantage of auto payments using a checking/savings to get fee free payments. Payments made with debit/credit cards or digital wallets incur a $3.95 charge per transaction and per $500 block increment.
How Can I Sign Up for AutoPay?
If you are already using AutoPay, you will still be on AutoPay in the new online system.If you are not already using AutoPay you can sign up using the Bill Payment Portal. If you have AutoPay, but want to make changes to your AutoPay account, you will need to call us at 651-266-6350, cancel your current AutoPay, and then sign up for it online with the payment method of your choosing.
- Monthly Manager provides a fixed monthly payment calculated based on your average water usage over the last 12 months. This fixed payment is automatically deducted each month from your checking or savings account. It is an excellent tool for budgeting your monthly expenses.Every three months you’ll receive a report showing your actual consumption. Once a year we will recalculate your monthly payment based on actual water used. Available to quarterly customers only. There is no charge for this service.To enroll, follow the instructions on the Monthly Manager application, or call customer service at 651-266-6350 to request an application.
- We accept Visa, MasterCard, American Express and Discover. Credit or debit cards incur a $3.95 charge per transaction, and a $3.95 fee per each additional $500 block increment. Card payments can be made in several ways:
- Bill Payment Portal(24/7)
- By telephone: 651-266-6350 (24/7)
- In person at 1900 Rice Street, 8:00 am to 4:30 pm Monday – Friday
- We accept digital wallet payments from Google Pay, Venmo, PayPal and PayPal Credit. Digital wallets incur a $3.95 charge per transaction, and a $3.95 fee per each additional $500 block increment. Digital Wallets can only be used through our Bill Payment Portal.
- In person, by return mail with your bill stub, or in one of our drop boxes. There are drop boxes in the visitor parking area and outside the main entrance door at 1900 Rice St available 24 hours a day.If returning by mail with your bill stub, send to: Saint Paul Regional Water Services 1900 Rice Street Saint Paul, MN 55113-6810
- Payments made using cash at 1900 Rice Street are fee-free. Payments made using cash at third-party retailers incurs a $2 fee (Walmart) or $2.95 fee (all other retailers, such as CVS and Walgreens).
- Account Number: Unique property identification number, needed to set up online payments or payment plans.
- Customer Number: Unique customer identification number, needed to set up online payments or payment plans.
- Billing Date: The date the bill was generated.
- Due Date: The date your payment is due (15 days after billing date).
- Total Current Charges: Total of new charges. Includes water and sewer charges, fees, and potentially other charges determined by the city you live in. For more information about how your bill is calculated and details about rates please see our rates and fees page.
- Current Usage: Number of water units used during the current billing period. One unit is 748 gallons (100 cubic feet) of water. On average, a family of four uses about 18 units per 91-day billing cycle.
- Last Year Usage: Number of water units used during the same billing period one year ago. Useful for quickly judging if your water usage is trending up or down.
Scammers are targeting utility customers more than ever, and anyone can be at risk. At Saint Paul Regional Water Services (SPRWS), we’re committed to protecting our community by helping you recognize fraud and stay safe.
From fake phone calls and emails to impersonators showing up at your door, utility scams come in many forms, but you can outsmart them with the right information.
Learn how to identify common scams, verify legitimate contact, and report suspicious activity:
Click on the items below to get more information:
- Phone:651-266-6350 7:30 am – 4:30 pm, Monday – FridayIn person: 1900 Rice St. Saint Paul, MN 55113 8:00 am – 4:30 pm, Monday – FridaySend an email to SPRWS
- Register on our bill payment portal your customer number, account number, and an email address.
- If you cannot pay your bill, or can only pay part of it, please call customer service at 651-266-6350, and request a credit arrangement for payment of your bill. This will avoid your water bill being certified to property taxes which incurs a $15 certification fee and a percentage-based certification interest charge.
- An average household uses about 18 units of water per quarterly billing cycle. One unit is equal to 748 gallons.
- Your meter is inside your house, about one foot off of your basement floor. It could also be in a crawl space, pit in the floor, or utility room. It is not outside. The water usually comes in from the street side of the house. The meter sits on a water pipe that comes through the floor. The head of the meter is about three inches in diameter.Refer to or PDF below to learn how to read your water meter:
Download water meter reading instructions as a PDF (151 KB) - Your water bill consists of water and sewer usage charges measured by unit (one unit is 100 cubic feet of water, or 748 gallons).In Saint Paul, your bill also includes a water service base fee (based on water meter size), a main replacement surcharge, and a right-of-way (ROW) fee. Depending on where you live, other municipalities may include charges for storm water management or storm sewers, sanitary sewers, recycling, street lighting, water/hydrant charges, or other surcharges. These charges are determined by each individual city council, and questions about these rates can be addressed by the city in which you live. Their phone number appears on the back of your bill. Please check your bill for information on water and sewer rates if you live in one of the other cities we serve.The Minnesota Department of Health via the Federal Safe Drinking Water Act requires we charge 81 cents per month, or $2.43 per quarter for testing public water supplies.For more information about how your bill is calculated and details about rates please see our rates and fees page.
- 15 days after the billing date
- Water bills are based on how much water is used. Watering a lawn or garden will increase usage, as will the addition of occupants to a home. A leak will also increase your water bill. More info about finding and fixing leaksSome communities we serve add their own charges specific to that city. Almost all communities add sanitary sewer charges. Others add storm sewer charges, recycling fees, hydrant charges, or street lighting fees. These are determined by each city we serve. These costs are not related to water use, but other services your city provides.
- Water bills are liens against the property, not the person (per Minnesota law). Any dollar amount owed by the previous owner will be moved to the new owners account. Most of the time, these amounts are collected at closing – check with the closing company and/or realtor. If the balance isnt paid by the previous owner, the new owner is responsible.
New Bill Payment Portal
Saint Paul Regional Water Services is excited to bring you a modern payment experience! With simplified AutoPay, expanded online options, in-store cash payments, and more, managing your water bill has never been easier.
Sign up in our new Bill Payment Portal to unlock expanded payment features. Just enter your account number, customer number, and email address to get started—all at no extra cost.
Ready to experience the future of billing? Visit our new our new portal today!
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FAQ
Can I pay my St. Paul water bill online?
Saint Paul Regional Water Services offers online utility bill payments to their customers.
Can we pay bills online?
Pay through your biller
Many service providers let you pay bills through their website. This bill payment process will require you to sign in to each of your biller’s accounts individually to make payments. You will be required to enter your bank account information to each of your accounts for each biller.
How do I pay my Minnesota power bill by phone?
Pay by phone or text message
Make a payment by calling Speedpay at (866) 228-0739. Receive your amount due and pay your bill via text messaging with Speedpay. Register at mnpower.com/payments or by calling (866) 228-0739.
What is the average water bill in St. Paul?
| Meter Size | Saint Paul, Falcon Heights, Lauderdale, Maplewood, Mendota Heights, and West Saint Paul | All Other Municipalities |
|---|---|---|
| 4″ | $198.50 / month | $238.20 / month |
| 6″ | $397.00/ month | $476.40/ month |
| 8″ | $635.20 / month | $762.24 / month |
| 10″ | $913.10/ month | $1095.72 / month |
