Are you a proud owner of a LOFT Credit Card or LOFT Mastercard? Paying your bill online doesn’t have to be complicated! As someone who’s been using the LOFT Mastercard for years I want to share everything you need to know about managing your account and paying your bills online. This guide will help you navigate the process with ease and take full advantage of all the perks that come with your card.
What is the LOFT Mastercard?
Before diving into bill payment details, let’s quickly review what makes the LOFT Mastercard special. The LOFT Credit Card and LOFT Mastercard are payment options offered by LOFT clothing store, issued by Comenity Bank. These cards provide special benefits for frequent LOFT shoppers and come with the styleREWARDS loyalty program built in.
There are actually two versions of the card
- LOFT Credit Card: Can only be used at LOFT and affiliated brands
- LOFT Mastercard: Can be used anywhere Mastercard is accepted
How to Pay Your LOFT Credit Card Bill Online
The easiest way to pay your LOFT Mastercard bill is through the online portal at https //d.comenitynet/Loft/ Here’s a step-by-step process
- Visit the LOFT Credit Card website: Go to https://d.comenity.net/Loft/
- Log in to your account: Enter your username and password
- Navigate to payments: Look for the “Make a Payment” option
- Enter payment details: Input your payment amount, payment method, and when you want the payment to process
- Confirm and submit: Review your information and submit your payment
You can also access your account through the Bread Financial® app, which lets you manage your account, make payments, and view transactions all in one place.
Payment Options Available
When paying your LOFT Mastercard bill, you have several options:
| Payment Method | Processing Time | Convenience |
|---|---|---|
| Online Payment | Same day to 1-2 business days | High |
| Phone Payment | Same day | Medium |
| Mail Payment | 5-7 business days | Low |
| In-Store Payment | Same day | Medium |
The online payment option is definitely the most convenient, especially if you set up automatic payments and never worry about missing a due date.
Managing Your LOFT Credit Card Account
Besides just paying your bill, the online portal offers several account management features:
- View current balance: See how much you owe
- Check available credit: Know how much you can spend
- View recent transactions: Track your purchases
- Download statements: Access PDF versions of your monthly statements
- Update personal information: Change your address, phone number, or email
Benefits of the LOFT Mastercard
One of the best things about the LOFT Mastercard is the rewards program! According to the LOFT website, cardholders enjoy:
For LOFT Credit Card Holders:
- 5 points per $1 spent at LOFT and affiliated brands
- 20% off your first purchase when you open and use your card
- 15% off purchases on the first Tuesday of every month
- Birthday rewards ($15 for Insiders, $20 for VIPs)
- Free shipping certificates
Additional Benefits for LOFT Mastercard Holders:
- 2 points per $1 spent on gas and groceries
- 1 point per $1 spent everywhere else Mastercard is accepted
- $20 reward when you make your first qualifying purchase outside LOFT brands within 60 days
- Easy checkout with Apple Wallet integration
Remember that 500 points = $5 reward that you can redeem on future purchases!
StyleREWARDS Program Tiers
The LOFT Credit Card is integrated with the styleREWARDS loyalty program, which has two tiers:
Insider (Free to Join)
- 2 points per $1 spent without a LOFT card
- 5 points per $1 spent with LOFT Credit Card
- $10 birthday reward (without card), $15 (with card)
- 1 free shipping certificate
VIP (Spend $500+ Annually)
- Same points structure as Insider
- Higher birthday rewards: $15 (without card), $20 (with card)
- 2 free shipping certificates
Tips for Managing Your LOFT Credit Card
As a long-time user, here are some tips I’ve learned:
- Set up automatic payments: Never miss a payment date
- Pay in full when possible: Avoid interest charges
- Time your large purchases: Shop on the first Tuesday of the month to get your 15% discount
- Track your rewards: Keep an eye on your point balance to know when you’ve earned rewards
- Check for special offers: The card often comes with exclusive cardholder promotions
Common Questions About LOFT Mastercard Bill Pay
When is my payment due?
Your due date is listed on your monthly statement, typically the same date each month.
Is there a fee for online payments?
No, online payments through the official portal are free.
Can I set up automatic payments?
Yes! This is a great way to ensure you never miss a payment. You can set up autopay through the online portal.
What if I’m having trouble accessing my account?
Contact Comenity Bank customer service for assistance. The number should be on the back of your card.
Can I pay my bill through the LOFT website?
No, bill payment is handled through the dedicated credit card portal at https://d.comenity.net/Loft/ or through the Bread Financial app.
Making the Most of Your LOFT Credit Card
To really maximize your benefits, try these strategies:
- Concentrate your LOFT shopping: Use your card for all LOFT, Ann Taylor, and affiliated brand purchases to earn the most points
- Don’t forget about gas and groceries: If you have the Mastercard version, use it for these categories to earn bonus points
- Redeem rewards strategically: Save them for larger purchases when possible
- Check your birthday month: Make sure to use your birthday reward before it expires
- Shop the first Tuesday: Mark your calendar for the extra 15% off
Final Thoughts
The LOFT Mastercard and Credit Card offer great benefits for regular LOFT shoppers. The online bill pay system makes managing your account simple and convenient. With the points system, birthday rewards, and special discounts, this card can provide significant value if you shop at LOFT frequently.
I’ve personally found that paying my bill online is quick and easy, and I love tracking my rewards points through the portal. Plus, that 15% off on the first Tuesday of each month has saved me hundreds over the years!
Remember to check your account regularly, pay your bill on time, and take advantage of all the perks available to you as a cardholder. Happy shopping and smart spending!
Ways to Make Loft Credit Card Payment
- Online: Log in to your online account or use the EasyPay feature in order to pay your bill.
- By phone: Call (866) 886-1009 and enter your card information when prompted.
- By mail: Send a check or money order (but not cash) to Comenity Bank PO Box 650018 Dallas, TX 75265-0018. Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.
In conclusion, there are multiple ways to make a Loft Credit Cardpayment, so just choose whichever method is easiest for you. The important part is to not miss payments, as that can seriously damage your credit score. This answer was last updated on 08/19/24 and it was first published on 07/25/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
Maria Adams , Credit Cards Moderator
You can make Loft Credit Card payment online, by phone, by mail or through EasyPay. To pay Loft Credit Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Comenity Capital Bank does allow cardholders to set up automatic payments, too.
