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Javuan Banks

Is a Son Responsible for His Father’s Debt?

Losing a loved one is never easy and surviving family members are often left with the logistics of planning a funeral, cleaning out a home, and writing an obituary. It’s also possible for someone to die with debt — which poses the question, “Can you inherit debt?” Knowing what debts are forgiven at death and … Read more

Is It Better to Pay With Credit Card or Cash?

Deciding whether to pay with credit card or cash for everyday purchases is a common financial dilemma. Both payment methods have advantages and disadvantages that consumers should consider carefully based on their spending habits and money management style. This article will explain the key differences between paying with credit card versus cash so you can … Read more

Is 712 a Good Credit Score?

People with credit scores between 300 and 850 have good credit. Scores between 670 and 739 are bad. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above is generally … Read more