With reports that home prices are always going up and interest rates that won’t go down, it’s easy to see why buying a house in this market is hard right now. But you’ve landed here because you’re asking yourself, “How much house can I afford on a $120K salary?” We have a stat that should … Read more
Learn how to buy a house with poor credit and what steps you can take to improve your financial health. For those of you who are scared about buying a house because your credit isn’t great, don’t give up. It may be possible to buy a home with bad credit. Find out how knowing your … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more
Can You Negotiate With Sallie Mae? Sallie Mae, which used to be called SLM Corporation, is one of the biggest companies in the US that takes care of student loans. There are over 40 million borrowers and hundreds of billions of dollars in student loans that Sallie Mae manages. They are the biggest company in … Read more
A credit limit is the most money that a lender will let a borrower use on a credit card or line of credit. If the borrower exceeds the credit limit, they may be subject to penalties, fees, or even canceled credit cards and lines of credit. Reading on will teach you how credit limits work, … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
A County Court Judgement (CCJ) can make it harder to get a mortgage. CCJs show up on your credit report and let lenders know that you haven’t paid a debt in the past. This makes lenders less likely to give you a mortgage, which makes sense. However, it is still possible to get a mortgage … Read more
A mortgage is the biggest debt most people will take on in their lifetimes. Paying off a mortgage can take many years, with a standard 30-year term being common. However there are differing opinions on when is the optimal time to aim to pay off your mortgage. Here we’ll examine the key considerations around what … Read more
Dealing with credit card debt in collections can feel overwhelming. Whether its due to financial hardship, unexpected expenses or a moment of oversight, unpaid debts can lead to aggressive collection calls, damage to your credit score and a cloud of financial uncertainty. Thats why the conventional wisdom often suggests paying off all debts as quickly … Read more
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. Whether you’re looking for your first credit card or your wallet is already bursting with … Read more