The challenges of owning and running a business are even steeper for people with a criminal record, a problem illustrated by the exclusion of many from last year’s Paycheck Protection Program. Having a criminal record can make getting credit more challenging. You can still get loans and credit cards, though, even if you have a … Read more
You hit a financial snag and cant make your payments. Your accounts fall behind and then eventually charge off and get sent to collections. But thats not the end. Next you receive a summons and discover that youre being sued by your creditors. They win and now a big chunk of your paycheck is being … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. The advice in this article is offered by the team independent of any bank … Read more
Reviewers overwhelmingly had a great experience with this company. Customers always say nice things about how fast and easy it is to apply for a loan, pointing out that it’s simple and can usually be done in minutes. Many reviewers appreciate the quick approval times and the prompt delivery of funds, often within the same … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
No homebuyer wants to hear the words, “Mortgage loan denied in underwriting. The good news is that a denial doesn’t have to mean you can’t get a mortgage. If you know the signs that your mortgage will be turned down, you can take the right steps to get your home-buying plans back on track. Key … Read more
A charge-off can remain on your credit report for seven years from the date the creditor charged off the debt. A charge-off, which appears on your credit report after a lender or other creditor gives up trying to collect a debt you owe, remains on your credit report for seven years. Lenders view charge-offs as … Read more
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Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. In todays digital world, … Read more
People who get Supplemental Security Income (SSI) to help pay their bills may not think they can afford to buy a house. To get SSI, you have to meet strict asset limits, so how are you going to pay for a down payment and closing costs? The good news is that buying a home will … Read more