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Javuan Banks

Will Paying $50 Extra on My Mortgage Each Month Really Help?

This calculator lets you put in both a one-time lump-sum extra payment and extra monthly payments that match your regular monthly payments. We also offer three other options you can consider for other additional payment scenarios. If you’re a homeowner with a mortgage, you’ve probably wondered if making extra payments can help you pay off … Read more

How Credit Can Make or Break Your Life!

You already know your credit scores matter when you apply for a credit card, make a major purchase like a home or car, or apply for a loan. But did you know that your credit history can affect your chances of getting a job or an apartment? Here are 4 ways that your credit history … Read more

Is 645 a Good Credit Score to Buy a House?

For most conventional mortgages, lenders want you to have a credit score of at least 620. However, the minimum score varies by loan type. The minimum credit score needed to buy a house can range from 500 to 700, but will ultimately depend on the type of mortgage loan youre applying for and your lender. … Read more