Irina Maltseva is a growth marketer with 10+ years of experience in digital marketing. After being scammed by Airbnb and Booking. com, Irina joined Aura to help the company on its mission to create a safer internet for everyone. Alina Benny works as a writer and editor at Aura. She writes and edits about a … Read more
Mastercard is one of the largest payment processors and credit card issuers in the world. Like other major credit card companies such as Visa and American Express Mastercard offers a range of credit card products across different segments and geographies. One common question that consumers have is whether Mastercard issues its own version of a … Read more
For most conventional mortgages, lenders want you to have a credit score of at least 620. However, the minimum score varies by loan type. To buy a house, you may need a credit score of at least 500, but it will depend on the type of mortgage loan you’re applying for and the lender. While … Read more
Most people think that paying off your credit card bill in full every month is the smart thing to do. But how do credit card companies feel about customers who pay off their balances early versus those who don’t? Let’s find out if credit card companies would rather you pay off your balances early or … Read more
If you want to get out of a car loan, you may feel like you don’t have many choices. Fortunately, there are plenty of ways to solve this problem. Examine the different ways you can get out of a car loan for good, along with the good and bad points of each. Owning a car … Read more
The Paycheck Protection Program (PPP) has provided a vital lifeline for many small businesses during the COVID-19 pandemic. This program administered by the U.S. Small Business Administration (SBA) offers potentially forgivable loans to help companies retain employees and cover other expenses. But are self-employed farmers and agricultural producers eligible for these PPP loans? The short … Read more
Exclusive credit cards are often associated with wealth and privilege, but using one can be more about being noticed than having deep pockets. Of these fancy cards, a lot of them are invite-only, and there isn’t much information about how to get on the list. For the fortunate few, the benefits of these status-symbol cards … Read more
Many banks don’t limit the amount of cash you can deposit. However, depositing more than $10,000 will subject your deposit to extra rules and regulations from the bank and the federal government. If you have a substantial deposit to make, know that holding more than $250,000 at the same bank—even in multiple accounts—may not be … Read more
Buying your first home is an exciting milestone, but saving up for a down payment can feel daunting. If you’re wondering if you can buy a house with a $50,000 deposit, the answer is yes! While 20% is ideal, putting down as little as 3% is possible with certain mortgage programs. As a first-time buyer … Read more
Credit Karma is a website that offers a free service that lets you check your credit scores and reports. In the UK, Credit Karma uses TransUnion’s scoring system, which ranges from 0 to 710. TransUnion’s range is different from other credit agencies like Experian and Equifax, which have their own scoring systems. This means that … Read more