What does it mean to get pre-approved vs. get pre-qualified for a mortgage, and what’s the difference between the two? Let’s take a look. Some people use the terms “pre-qualification” and “pre-approval” to mean the same thing when they are looking for a mortgage. However, they are not required to start the loan approval process. … Read more
If you apply for a loan and are turned down, knowing why can help you figure out what to do next and how to improve your chances of getting approved next time. If youve recently been denied a loan, youre not alone. Understanding the reasons why your loan was denied can help you determine your … Read more
Who is garnishing my wages? Wage garnishment can significantly impact your financial stability. Identifying the source and understanding the process are essential steps in resolving wage garnishment issues. Therefore, this guide will walk you through recognizing wage garnishment, then uncovering its source, and finally, taking steps to protect your rights. Having your wages garnished can … Read more
If you owe a tax debt and cant pay all or part of it, the IRS can help. You have options to resolve your tax bill. Facing a large tax debt can feel overwhelming. The letters and calls from the IRS instill fear and panic. You may wonder, “Can I get my IRS debt forgiven?” … Read more
Title Is 846 a Good Credit Score? Understanding this Top-Tier Score Having a good credit score is important for getting approved for loans and credit cards with the best terms. But what exactly constitutes a “good” score? And is there such a thing as having too high of a score? Let’s take a closer look … Read more
The challenges of owning and running a business are even steeper for people with a criminal record, a problem illustrated by the exclusion of many from last year’s Paycheck Protection Program. Having a criminal record can make getting credit more challenging. You can still get loans and credit cards, though, even if you have a … Read more
You hit a financial snag and cant make your payments. Your accounts fall behind and then eventually charge off and get sent to collections. But thats not the end. Next you receive a summons and discover that youre being sued by your creditors. They win and now a big chunk of your paycheck is being … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. The advice in this article is offered by the team independent of any bank … Read more
Reviewers overwhelmingly had a great experience with this company. Customers always say nice things about how fast and easy it is to apply for a loan, pointing out that it’s simple and can usually be done in minutes. Many reviewers appreciate the quick approval times and the prompt delivery of funds, often within the same … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more