Credit cards are a great way to make purchases more convenient. Having one credit card is often enough, but different credit cards can serve different spending habits, such as travel rewards cards for frequent travelers. But can you have too many credit cards?. Find out how having credit cards can affect your finances and how … Read more
While credit score requirements vary based on loan type, lenders generally require a credit score of at least 620 to buy a house with a conventional mortgage. To buy a house, you may need a credit score of at least 500, but it will depend on the type of mortgage loan you’re applying for and … Read more
MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed. Find your best auto loan rate. We at the MarketWatch Guides Team … Read more
Whether youre taking out a mortgage, financing a car or borrowing money for a personal loan, youll want a lender you can trust. The process should feel transparent and relatively straightforward. If not, it could be a sign that youre working with a predatory lender. That could be a licensed lender who doesn’t follow best … Read more
Hey there, future homeowner! If you’re knee-deep in the mortgage maze and wondering, “How long before closing is final loan approval?”—we gotcha covered at [Your Company Name]. I know this part of the homebuying gig can feel like waiting for paint to dry while juggling flaming torches. But lemme break it down for ya real … Read more
When you first get a credit card, your credit line (also called a credit limit) may not be as high as youd like. After youve had the new credit card for a while, you may be able to request a credit limit increase. Hey there, friends! Have you ever looked at your credit card statement … Read more
Its generally — but not always — a seamless process, and some redemptions have more value than others. Many or all of the products on this page come from partners who pay us when you click on their links or do something on their websites. This doesn’t change how we rate or review the products, … Read more
Itâs generally best to wait six months between credit card applications. That will prevent hard inquiries from making a significant negative impact on your credit score. Its a good idea to wait at least six months between credit card applications to protect your credit score and avoid exceeding certain card issuers restrictions. Several applications submitted … Read more
Hey there, fam! If you’re wonderin’ whether them pesky bills piling up on your counter got anything to do with your credit score, you’ve come to the right spot. I’m here to spill the beans on how your monthly payments—or lack thereof—can make or break that magic number lenders are always peepin’ at. Whether you’re … Read more
At Upstart, we believe you’re more than your credit score. Your credit score is just a number that comes from the information in your credit report. It doesn’t look at anything else. Having said that, it can still be a great idea to know what your credit score is and what it could mean to … Read more