This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. Understanding the differences between CreditWise and FICO® Score is essential for managing your credit health. While both tools provide insights into your creditworthiness, they use distinct scoring models and data sources. FICO … Read more
MarketWatch Guides may receive compensation from companies that appear on this page. The payment may change where, how, and when products show up, but it doesn’t change the suggestions the editorial team makes. Not all companies, products, or offers were reviewed. Find your best auto loan rate. We at the MarketWatch Guides Team will tell … Read more
When dealing with outstanding debts, many consumers wonder about the possibility of settling for less than the full amount owed. Debt settlement may be an option for people who have a lot of debt, but it’s important to know how much a debt collector is willing to settle for. In this article we’ll explore the … Read more
Roughly 66% of cars financed go to borrowers with scores of 661 or higher, but those with lower scores have options. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this … Read more
Are you ready for the greatest wealth transfer in history? Ready or not, it’s already happening! Amounts worth $70 trillion will likely be passed down from older to younger generations in the next twenty years. 1 That is a lot of money—and some of it might be heading your way. But if you’re not careful, … Read more
Does Your Credit Score Go Down When a Car Dealership Runs Your Credit? If you’re in the market for a new car, you may be wondering how the credit check process at the dealership affects your credit score. Many car buyers are concerned that allowing a dealership to run their credit will cause their score … Read more
If youâve been using a credit card responsibly, you might be wondering about a credit limit increase, sometimes called a credit line increase. There are no guarantees that a credit card issuer will increase your credit limit. But there are some steps you can take to help you qualify. Learn more about how credit limit … Read more
Subscription-based businesses such as SaaS companies often have two main payment plan options for their customers: monthly or annual subscriptions. Which SaaS payment plan is best depends less on the company providing the service and more on the customer. Different customers have different needs and different perspectives on what constitutes value for them. Both monthly … Read more
The deceased personâs estate is usually responsible for covering their debts, including car loans, but not always. Determining who is responsible for repaying the car loanâif anyoneâmay depend on the loan terms and your stateâs laws. When youve recently lost a loved one, dealing with the financial aftermath of the loss can feel overwhelming. Car … Read more
Taking out a home equity line of credit (HELOC) can be a smart financial move. It allows you to tap into your home’s equity for funds to tackle expenses like home improvements, debt consolidation, or major purchases. But before applying for a HELOC, it’s crucial to understand how it will affect your finances—especially your debt-to-income … Read more