Imagine finding yourself at a crossroads — unemployed and concerned about your financial future. You may have heard the prevailing myth that having a job is a prerequisite for improving your credit score. However, here’s the reality — your employment status doesn’t directly impact your credit score. Still, it’s important to know that when you … Read more
Are you unemployed and looking for a no income loan? Those who need to borrow money without income verification may think it’s challenging to get a loan with reasonable interest rates and manageable payback terms, but this is just not the case!. If you don’t have a job or a pay stub from a 9-to-5 … Read more
Equifax, Experian, and TransUnion can differ in the information they collect Part of the Series Guide to FICO Equifax, Experian, and TransUnion are the top three credit bureaus in the U. S. They are private businesses that collect and sell data on the spending and borrowing habits of individual consumers. The data is compiled into … Read more
The FICO 9 credit scoring model includes rent payments, downplays medical debt and excludes paid collections. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article might have content from our partners, and there are rules that apply to any deals that you click on or link to from this page. as of posting date, but offers mentioned may have expired. … Read more
When you borrow money to buy a house, the lender wants to know that you will be able to pay back the loan, which can last up to 30 years. But what do you do when you don’t plan on being in the paid workforce for the next 30 years, or you’re at retirement age … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. The advice in this article is offered by the team independent of any bank or credit card … Read more
In the UK, credit card debt is becoming a bigger problem as more people and families struggle with high balances. But how bad is the problem? How much credit card debt does the average person in the UK have? Let’s look at the numbers and see how Britain’s credit card users stack up. The Growth … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article might have content from our partners, and there are rules that apply to any deals that you click on or link to from this page. as of posting date, but offers mentioned may have expired. … Read more
If you close a credit card, your credit utilization will go up, which is a key factor in figuring out your credit score. This can lower your credit score. Heres what to know. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain … Read more