According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time. 1 It can be an important part of building your financial confidence and security. 1 For example, building a good credit score could help you get … Read more
We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone. Purchasing a home is … Read more
Medical school can cost a quarter of a million dollars or more. Students can rarely afford to pay without taking out student loans. While doctors can end up making a lot of money, many still spend over a decade in debt. And doctors who come from less wealthy families face the highest debt levels. This … Read more
The average car payment for new vehicles was $745 per month in the first quarter of 2025, up 1. 1% from Q1 2024. Meanwhile, average car payments for used and leased vehicles decreased by 0. 6% and 0. 5%, respectively, over the same period. LendingTree looked at payments, originations, term lengths, delinquencies and more to … Read more
Can I Get a Mortgage on £20k a Year in the UK? It might seem impossible to get a mortgage when you only make £20,000 a year, but it is possible if you plan and prepare well. Most lenders don’t have a minimum income requirement, but they will look at your income-to-expense ratio to see … Read more
Hey, fellow business owners! You’ve probably heard of chargebacks if you run a store, an online store, or any other kind of gig where you take payments. Yes, they’re a real pain in the rear, but here’s the catch: what happens if a merchant doesn’t respond to a chargeback? It’s a disaster, that’s what. It’s … Read more
Becoming an authorized user on someone elseâs credit card can help you build credit. In order to build a good credit score, the primary account owner needs to have a good credit score and responsibly manage the account. Becoming an authorized user on someone elses credit card account can be a great way to establish … Read more
Its an age-old question we receive, and to answer it requires that we start with the basics: What is the definition of a credit score, anyway?. Generally speaking, a credit score is a three-digit number ranging from 300 to 850. Credit scores are calculated using information in your credit report. Your payment history, the amount … Read more
When you have debts that you can’t pay back in full, it is a good time to look at the possibility of settling your debt. A debt settlement is an offer made to your creditors to accept a lower amount than what you owe to settle your account. Before throwing out a debt settlement percentage … Read more
Buying a $700,000 home is a significant financial decision, and understanding the salary requirements beforehand is necessary for planning. Home affordability depends on multiple factors, including your mortgage rate, down payment, property taxes, homeowners insurance, and debt-to-income ratio. In this article, we will break down what salary you need to afford a $700K home and … Read more