Thereâs no specific number of hard inquiries thatâs too many or too few. Although some hard inquiries might hurt your credit scores a little, credit scoring models also ignore many hard inquiries when consumers shop for a new loan. Hard inquiries in your credit report might hurt your credit scores, but theres no specific rule … Read more
Getting cash back on purchases is a quick and easy way to get cash without going to an ATM. Many stores, including Walmart, let customers get cash back when they use debit cards. But can you also use a credit card to get cash back at Walmart? The short answer is yes, you can get … Read more
Student loans allow many people to attend college who otherwise couldn’t afford it. There are several different types of student loans available, each with their own pros and cons. Generally speaking, student loans fall into two major categories – federal student loans and private student loans. Here is an overview of the 4 main types … Read more
Refinancing your home to pay off other debt could help you consolidate your balances and possibly save on interest. But there are big risks, and it might not be the best choice if you can’t get a lower interest rate or if you’d have a hard time making your new payments. You might not be … Read more
Figuring out when you’ll pay off a loan can be confusing. But with the right information you can easily calculate your loan payoff date. In this article, I’ll explain what factors impact your payoff date and walk through the step-by-step process to figure it out. What Impacts Your Loan Payoff Date? Several key details about … Read more
The personal finance team at Business Insider compared Newrez to the best mortgage lenders and found that it had pretty standard services. However, we believe its customer service is not as good as it could be. Newrez mortgages are a solid option for nontraditional borrowers thanks to the lenders “Smart Series” mortgages, which include three … Read more
Credit scores as low as 620 are usually enough to get a loan, but higher scores can help you get better interest rates and loan terms. Getting a mortgage can be hard because there are a lot of things that lenders look at. One of the most important things they look at is your credit … Read more
Credit cards can be powerful tools to help borrowers achieve financial goals or build a credit history. However, many credit card users are unaware of how quickly debt can add up. Without careful spending, it’s easy to find yourself facing significant bills. Credit card debt can sneak up on you quickly. It’s easy to get … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article might have content from our partners, and there are rules that apply to any deals that you click on or link to from this page. as of posting date, but offers mentioned may have expired. … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more