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Why Are Refi Takin’ So Long? Unraveling the Mortgage Maze

If youre thinking about refinancing your home, you may be wondering how long everything takes. The time frame can vary depending on the homeowners circumstances, the lenders timeline, and other factors. Heres the process with Discover® Home Loans. DHL loans typically go from application to funding in an average of 5-7 weeks. Applying is simple … Read more

Do Goodwill Letters Work in 2021? Here’s What You Need To Know

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more

how much credit limit should i have to buy a house

If you got a mortgage to pay for your house, you probably agreed to pay back hundreds of thousands of dollars. For this reason, lenders wont lend to just any borrower. You can expect a lender to closely review your financial health, including your credit score, before giving the stamp of approval. Heres what credit … Read more

Do Late Payments Go Away? What You Need To Know

You have the right to file disputes to get inaccurate late payments removed from your credit report by contacting your creditor or the credit bureaus to remedy the issue. You have the right to try to remove a late payment from your credit reports if it was reported in error or the late payment was … Read more