Whether youre taking out a mortgage, financing a car or borrowing money for a personal loan, youll want a lender you can trust. The process should feel transparent and relatively straightforward. If not, it could be a sign that youre working with a predatory lender. That could be a licensed lender who doesn’t follow best … Read more
Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being. You can get pre-approved for car loans at Drive®, a Santander product, in just two minutes. It won’t hurt your credit score. Get tips, calculators and resources at every step so you can go to … Read more
Credit limit is the total amount you can charge, while available credit is the unused amount within your limit. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not … Read more
When it comes to credit limit increases, your credit scores could be affected in a few ways. But it depends on how the increase happens and how an expanded credit limit is used. Hereâs some information to help you learn more about how increasing your credit limit could affect your credit scores. Getting offered a … Read more
Leasing a vehicle has many advantages to consider but is not right for all drivers. Some drivers are better off buying. Explore the process of leasing a vehicle, and learn about the pros and cons of leasing versus buying a new car, truck, van, or SUV. Leasing a car can seem attractive with lower monthly … Read more
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own. When navigating the crowded field of 1. 5% cash back offers, two almost-identical credit cards … Read more
Getting an auto loan can be challenging, especially if you have bad credit With lower credit scores, you may find it difficult to qualify for financing from banks and credit unions. In this situation, you may be wondering – what dealership is easiest to get financing from? There are a few ways that people with … Read more
When you sign your name for a mortgage on a new home, the most prominent figure that you remember is the monthly payment that you are expected to make. Your payment always includes payments towards your principal and interest. In many cases, it includes prorated monthly payments for the annual amounts that your lender expects … Read more
It might seem like you only borrow money when you don’t have enough, but that’s not the case. There are many wealthy people who take on debt; they just do it in different ways than their less-well-off counterparts do. Of course, not every rich person has exactly the same money habits. But here are four … Read more
In the past, making a payment or admitting that you owed the money could start the clock on the limitations period all over again. This created a problem where the statute of limitations could be constantly restarted. The issue is often referred to as “zombie debt. “. In 2019, changes in the law aimed to … Read more