Your debt-to-income ratio is a key financial measurement that lenders examine when you apply for a mortgage. If you own a home and want to refinance, you might think you donât need to worry about your DTI ratio. After all, youâre already making your mortgage payments, right?. Mortgage lenders will still look at your DTI … Read more
Getting approved for a credit card can be challenging, especially if you have limited credit history or a low credit score. However, some credit cards are designed specifically for people who are new to credit or rebuilding their credit. These “easy-to-get” credit cards make approval more likely by requiring little or no credit history. In … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed. Find your best auto loan rate. We at the MarketWatch Guides Team … Read more
Carrying a balance on your credit card means youâve paid off a portion of what you owe and left the rest for the next billing cycle. There are lots of reasons you might carry a balance. But itâs important to understand how it might affect interest charges, credit scores and more. Credit cards can be … Read more
After a relative dies, the last thing a grieving family member wants is a call from a debt collector asking them to pay a loved one’s debt. If a debt collector calls you about a family member who has died, here are the rules and your rights. The death of a parent can be an … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
There are a number of different factors to consider Part of the Series Using a Mortgage Calculator If youre looking to buy a home, its important to understand how much you can afford to pay. A general guideline for an affordable mortgage is one equal to roughly 200% to 250% of your gross annual income. … Read more
Should you really want to buy a Mercedes-Benz but are worried about how to pay for it? There are many financing options that can help you get into your dream car, whether it’s a convertible, sedan, or SUV. Some of the most common ways to get Mercedes-Benz financing have been looked at to help you … Read more
Keeping your debt at a manageable level is one of the foundations of good financial health. But how can you tell when your debt is starting to get out of control? Fortunately, there’s a way to estimate if you have too much debt without waiting until you realize you can’t afford your monthly payments or … Read more