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is down payment included in closing costs fha

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more

Why Does Credit Utilization Matter? A Complete Guide

Your credit utilization ratio is a measure of how much credit you’ve used versus how much credit you have—typically expressed as a percentage. In general, having a lower credit utilization ratio is better for your credit scores. But how do you calculate your credit utilization? What’s considered a good credit utilization ratio? And why does … Read more

How Reliable is Experian for Your Credit Information?

One of the three main credit bureaus in the US is Experian. The other two are Equifax and TransUnion. Credit bureaus get information about your credit history from many places and use it to figure out your credit score. However, how accurate is the data Experian gives you? This article goes into great detail about … Read more

is 625 a good credit score in canada

If you’ve got a 625 credit score, you might be wondering if that’s a good score or a bad score. According to Equifax Canada, one of the two main credit bureaus in the country, a credit score of 625 is in the range of what most people consider to be a fair to decent credit … Read more

Is 769 a Good FICO Credit Score?

People with higher credit scores tend to qualify for better interest rates on borrowed money, have access to the best credit cards, and can even pay less for insurance. Youll also have an easier time applying for an apartment rental. With so much riding on your credit score, it can be useful to see where … Read more

Can I Buy a House With a 604 Credit Score?

Buying a house is an exciting milestone in life. However, having less-than-perfect credit can make it more difficult to get approved for a mortgage. If you’re wondering “can I buy a house with a 604 credit score?” the answer is yes, but you’ll face some challenges. What Is a 604 Credit Score? Credit scores range … Read more