Hey there, friend! If you’re wondering, “Can I pay off my house in 10 years?” then let me tell you right away that many of us can do it! It won’t be easy, but with some determination, smart moves, and a solid plan, you could be living in a paid-off crib a lot sooner than … Read more
Hey there lovebirds and curious folks! If you’re tying the knot or just thinkin’ about it, one question might be naggin’ at ya do you inherit your spouse’s debt when you get married? I mean, saying “I do” is supposed to be about love not a surprise bill collector knockin’ at your door, right? Well, … Read more
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally its possible. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this … Read more
Right now, home equity levels are high for many homeowners across the nation. According to a recent Black Knight report, the average mortgage holder currently has about $199,000 in usable equity available to them. This is because there aren’t enough homes for sale and more people want to buy because mortgage rates were low during … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
Hey there, friend! If you’re staring down a mountain of debt—whether it’s a credit card balance that’s haunting ya or a mortgage that feels like a life sentence—I’ve got somethin’ for ya. Let’s talk about a game-changer: makin’ a principal-only payment. What happens when you make a principal-only payment? Well, in short, you slash the … Read more
Youve heard that if you want to become a homeowner and attain financial security and stability, you should focus on paying off your mortgage debt. One option is using your 401(k), which could make sense depending on how big your nest egg is. But does this option make sense? It’s important for you to weigh … Read more
Friends, if you want to know “What credit score do banks look at? “, you’ve come to the right place. I’m going to give you the straight truth. Finding out which credit score banks look at is half the battle, whether you want to buy a new home, a car, or just get a loan … Read more
Hey there, dreamer! Ever pictured yourself unlockin’ the door to your very own home, but thought, “Nah, I ain’t got the cash or the credit for that”? Well, lemme tell ya, the FHA Loan Program might just be the key you’ve been lookin’ for If the idea of owning a place feels outta reach, stick … Read more
A good credit score can help you get lower interest rates on credit cards and loans, increase your approval odds when applying to rent a house and potentially even lower your insurance premiums. To get the benefits of good credit, though, you’ll need to work on it and stay away from mistakes that can hurt … Read more