If you’re looking to use the equity in your home through a home equity loan or HELOC, you probably want to get the money fast. You don’t want to wait around if you want to use the money for something else, like remodeling your home or paying for college. In some cases, getting a home … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product. Closing a credit card with a zero balance could … Read more
Cash Advance America, which is also known as Advance America, is a business that provides different types of loans, such as payday loans, installment loans, lines of credit, and title loans. But Advance America is a controversial company with questionable business practices, even though it has been around for more than 20 years and has … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
Buying your first home is an exciting milestone but saving up enough money for a down payment can be challenging. With home prices on the rise many first-time buyers turn to family members for financial help with their down payment. If your parents have offered to gift you money to put toward a house, you … Read more
If you have a collection on your credit report, you may be wondering how it may impact your FICO® Scores. Below we share answers to the most commonly asked questions about collections. As with any derogatory information, when reported, its impact on a FICO Score will gradually lessen over time as they age off the … Read more
While 25-year mortgages are the most common among Canadian homeowners, 30-year mortgages have their appeal, too. With a 30-year mortgage, you’ll get lower monthly payments and more financial flexibility than with a mortgage that amortizes over 25 years. But you’ll almost certainly pay more for your home overall. Here is some information about 30-year mortgages … Read more
Debt can feel like a heavy burden, but with some practical strategies, you can manage it effectively In this comprehensive guide, I’ll explain how to take control of your debt and set yourself up for financial success. Know Your Full Financial Picture The first step is gaining a complete understanding of your financial situation. Make … Read more
If you don’t have the usual financial documents that lenders want to see, it can be hard to get approved for a mortgage. More than half of mortgage lenders want to see tax returns from the last one to two years. If you haven’t filed, they won’t work with you. But there are ways to … Read more