If you donât pay a debt, it can be sent to collections. If you don’t pay, your credit score will go down, and you could lose your property or have your wages or bank account seized. There are ways to deal with debt that will help you avoid more stress: you can file Chapter 7 … Read more
If youâre worried that pulling your credit will lower your credit scores, donât be. Checking your credit is a soft inquiry, which means it wonât cause your scores to drop. And actually, checking your credit reports and credit scores regularly can be a good idea. If you monitor your credit, you could catch errors on … Read more
Hey there! You’ve come to the right place if you want to know “Can I add my spouse to my credit card?” I’m going to tell you the truth about it right now. Yes, you can! Most of the time, all it takes is a few clicks or a call to your card issuer. Wait, … Read more
If you’re new to the world of buying real estate, you’ll quickly discover that you have lots of choices when it comes to selecting the right lender and the right home loan. When you’re ready to buy a house, you should compare 15-year and 30-year mortgages to see which one makes the most sense for … Read more
Hey there, if you’re staring down the barrel of missed mortgage payments and the word “foreclosure” is keepin’ you up at night, I feel ya. I’ve seen folks in this exact mess, wonderin’ if there’s a way out without losin’ everything. So, can you give your house back to the bank and dodge that foreclosure … Read more
The issuer has a few standout cards in its portfolio. But Synchrony isn’t very good at making customers happy, and its retail cards, like most others, have problems and limits. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. If you’re in the market for a new (or new-to-you) set of wheels with plans to finance it, predicting your interest rate will help you figure out the total costs of the … Read more
Hey there, friend! Ever wondered if you can peek at all three of your credit scores—ya know, the ones from Equifax, Experian, and TransUnion—without shelling out a dime? Well, I’m here to tell ya, you sorta can, but there’s a lil’ twist While getting the actual scores for free straight from one spot ain’t always … Read more
The Earned Income Tax Credit is designed to help low-to-moderate-income taxpayers get a tax break. Which workers qualify depends on factors like income and investment earnings, filing status, citizenship, and more. Check out this breakdown of the Earned Income Credit to see if you might be able to get it and how much you could … Read more