If you’re looking to refinance—or in some cases buy a new home—a 10-year mortgage might be a good option for you. Here are the current 10-year mortgage rates and how you can find the right lender. Getting a mortgage is a big financial decision that needs to be thought through carefully. Most people choose 30-year … Read more
Traveling around the United States can be challenging without access to reliable transportation. 93% of households in the U. S. had access to at least one car in 2019. 1 You must have a steady income to finance the purchase of a vehicle. But what if you are currently unemployed? You may be saying to … Read more
It’s more important than ever to keep your financial information private in this digital world. If thieves get their hands on your bank account information, they could use it to steal your money or identity. Are your bank account details kept secret, or can banks share them? What can you do to protect your financial … Read more
Paying off student loans is a huge financial commitment that can last decades. With the cost of higher education rising every year, many graduates are stuck making payments well into their 40s and 50s. But what if you could get your remaining student loan balance forgiven after 20 years? This is possible for certain federal … Read more
You can’t be sure you’ll reach 720 in 6 months, but you can do what you need to do to get there. For some, it may happen sooner than they expect. Read on to learn how to approach this credit milestone. Anytime you earn a credit score increase, itâs a good thing. But at certain … Read more
American Express recently added a new layer of security to online accounts called “Two-Factor Authentication.” This extra layer requires cardholders to enter both their username and password as well as a one-time password sent to them by email or text message. 2FA, which stands for “two-factor authentication,” is now required by all online platforms and … Read more
You can refinance most conventional mortgages after 30 days, but some government-backed loans require waiting up to 24 months. Mortgage interest rates have been going up and down recently, which has made some people think about refinancing—getting a new loan to replace their old one and get better terms—even if their old loan is only … Read more
After the death of a spouse, surviving spouses often have the right to stay in their home and take over the mortgage under federal and state laws. The Garn-St. clause lets you take on the mortgage if you inherit the house without it becoming due on the sale. Germain Act. If your name isnât on … Read more
A 750 score is very good and higher than the American average. Youll get among the very best rates on loans and credit cards. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our … Read more
One of the most important things lenders look at when deciding whether to give you a loan is your credit score. It gives lenders a quick look at your creditworthiness and lets them decide how risky it is to lend you money. Perhaps you want to know how much you can borrow if your credit … Read more