As the average age for first-time buyers increases, more and more mortgage applicants are becoming concerned about upper age limits. While age may be a factor in your mortgage application, it is by no means a barrier to buying a home. Instead, people over 40 may need to know that the length of their mortgage … Read more
It’s a big financial choice to take out a loan to buy something big like a house or car. The best interest rate is one that you can get, but many lenders let you “buy down” the rate by paying points up front. But how much do points really save you, and are they worth … Read more
Getting laid off or fired can be a stressful, even traumatic experience. It’s also a time to make sure you take care of your personal finances. Here are some tips on how to handle your 401(k). If you’ve been let go of or laid off, or if you just want to feel more prepared in … Read more
If you don’t pay your bills on time, accounts that don’t report to the credit bureaus can hurt your credit. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does … Read more
You’re ready to pay down your credit card debt, but you carry a balance on multiple cards. How do you pay off credit card debt? Which card should you pay off first? Should you pay them all off at the same time or on different dates? The tips below could help you figure out how … Read more
When a transaction exceeds your credit limit, it may be approved or denied. If approved, you may face a fee, a higher interest rate or other consequences. A credit card limit is the maximum amount you can charge to your card. Your credit limit is set by your credit card issuer to prevent you from … Read more
Having access to financing options for health expenses can provide peace of mind when life throws you a curveball. With CareCredit, you can get the care you need now and pay over time with monthly payments. But before you apply, you may be wondering – what’s the minimum credit score for CareCredit? To give you … Read more
Building or rebuilding your credit can be a challenging process. With poor credit or no credit history, it can be difficult to get approved for many traditional credit cards that could help build your score over time. This leads many people to search for alternative options, which is where Self comes into play. But is … Read more
Personal loans are a big financial decision that should only be made after careful thought of the costs. Interest is added to the loan amount that you have to pay back along with the principal. A big part of the total cost is the interest that is paid over the life of the loan. If … Read more
So, you purchased something on a credit card, and you need to make a return. What happens next? Returning the item itself may be easy enough (depending on the store’s refund policy), but how you receive your refund will look different than it does when you make a return on a debit card or with … Read more