No one sits around waiting excitedly for the chance to deal with issues on their credit report. But if you think that someone’s pulled a hard inquiry of your credit without permission, you’ll want to act quickly to make sure that it’s taken care of correctly — it could be a sign of fraud or … Read more
If you’ve been behind on your bills lately, you may have gotten a letter in the mail telling you that your debts, like payday loans or installment loans, have been sold to another company. Your past-due debt has likely been sold to a collection agency. Most likely, you’re not the only one. More than two-thirds … Read more
Credit cards make it easy to buy things and earn rewards. But did you know you can also use them to get cash? This is called a cash advance. Here’s how it works and what the pros and cons are. What is a Credit Card Cash Advance? A credit card cash advance allows you to … Read more
The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and heres how we … Read more
“Nothing is certain except death and taxes. “The famous words of Benjamin Franklin, one of America’s founders, ring true, especially when it comes to buying and selling homes. If you’re buying or selling a home, you might be responsible for paying what’s called a transfer tax. Read on to learn what transfer tax is and … Read more
To get cash flow during a transitional period in a real estate deal, like when moving from one home to another, a bridge loan is used. Homeowners can use this type of loan to finance a new home or pay off debt while waiting for their old home to sell. However, like any form of … Read more
People with credit scores between 300 and 850 have good credit. Scores between 670 and 739 are bad. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above is generally … Read more
If they can get and check all of your information on time, many lenders can pre-approve you for a mortgage in less than a day. When shopping for a home, your real estate agent may ask if you’re pre-approved for a mortgage to gauge how serious you are about making an offer. At Zillow Home … Read more
Do you have a 15- or 30-year fixed-rate loan that you’d like to pay down faster? You might find that making extra payments on your mortgage can help you repay your loan more quickly, and with less interest than making payments according to loans original payment terms. You can save a lot of money on … Read more
We are legally obliged to perform periodic checks to ensure that your personal data is accurate. Through this, we help prevent money laundering, the financing of terrorism and can continue to work towards a safer society. Identity verification is an important part of financial transactions these days. With rising concerns over identity theft and fraud, … Read more