PH. +44 7801 536104

Finance

Can I Deposit 5000 Cash Without Gettin’ in Hot Water?

Many banks don’t limit the amount of cash you can deposit. However, depositing more than $10,000 will subject your deposit to extra rules and regulations from the bank and the federal government. If you have a substantial deposit to make, know that holding more than $250,000 at the same bank—even in multiple accounts—may not be … Read more

How Long Does the IRS Give You to Pay Back Taxes?

Owing back taxes to the IRS can feel overwhelming You may be wondering how much time you actually have to pay off what you owe and avoid penalties. The good news is that the IRS provides flexible repayment options to help taxpayers in this situation In this article I’ll walk through the different payment plans … Read more

Does Spending Money Affect Getting A Mortgage?

If you’re preparing to apply for a mortgage, you may be wondering if lenders look at your day-to-day spending habits when qualifying you for a mortgage. Lenders in Canada assess your financial health using multiple tools, including your credit report, credit score, and debt service ratios. Lenders may not care how often you buy coffee … Read more

Can I Get a 7-Year Mortgage? A Detailed Guide

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more

How Many Paystubs Do You Need for an FHA Loan?

FHA loan income and employment requirements are an important step in the application process, most lenders do look for two-year work history, but there are some exceptions. FHA loans are government-backed mortgages designed to make homeownership more accessible. With low down payment options and flexible credit requirements, they’re a popular choice for borrowers with lower … Read more

What is a 15th ARM Mortgage? A Simple Explanation

Getting a mortgage to purchase a home can be a confusing process, especially when it comes to understanding the different types of mortgages available. One type that you may have heard of is the 15th ARM mortgage. But what exactly is a 15th ARM and how does it work? This article will provide a simple … Read more