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Finance

Are FHA Closing Costs More Than Conventional?

For many homeowners, home loans from the Federal Housing Administration (FHA) make homeownership attainable and affordable. This type of home loan has less stringent requirements than conventional loans. But even though the rules are less strict, FHA mortgages still have rules that buyers must follow, such as paying the closing costs. You should know the … Read more

How To Pay Off Your CashNetUSA Loan

Sorry, we don’t currently offer loans in . You may be eligible for an offer through our partner brand, NetCredit. Getting a loan from CashNetUSA can help you get cash quickly when you need it. You’ll have to pay back the loan amount plus any fees and interest at some point. Here are the steps … Read more

How Many Credit Cards Should I Have at 19? A Complete Guide

If you’re wondering how many credit cards you should have, there’s no one-size-fits-all answer. But your number depends on your situation and goals. In general, you might look at whether having a single card—or several cards—helps you build credit, manage your finances and take advantage of perks and rewards. Getting your first credit card as … Read more

How Many Credit Cards Does The Average American Have in Their Wallet?

Every swipe, tap, or click of a credit card tells a story about our economy, consumer behavior, and technological evolution. In 2025, these plastic (and increasingly digital) rectangles continue to dominate the payment landscape – with Americans holding over 500 million cards and global transaction volumes reaching unprecedented heights. For businesses, especially those managing employee … Read more

Is An $8,000 Credit Line Good?

Depending on your credit score and financial situation, having an $8,000 credit line may be good. There is no one credit limit that works best for everyone, but here are some important things to think about if you want an $8,000 credit line: Credit Utilization Ratio Your possible credit utilization ratio is one of the … Read more

How Many Americans Have Less Than Perfect Credit Scores?

Nearly a quarter (22%) of Americans have a FICO Score of 800 or higher, which the credit scoring company describes as exceptional. “Exceptional. According to how someone feels, the word could mean anything from a brand-new rookie card to being asked again to stay after class. Exceptional, on the other hand, refers to almost a … Read more