When it comes to credit limit increases, your credit scores could be affected in a few ways. But it depends on how the increase happens and how an expanded credit limit is used. Here are some facts that will help you understand how raising your credit limit might impact your credit scores. It can be … Read more
Ah, adulthood: an entire world of new possibilities and financial decisions. If you’re in the fortunate position of having steady income and a little bit in the bank, you may be wondering if you should buy a car or a house first. The answer depends on your own set of circumstances, but if you’re worried … Read more
Quick answer: Yes, you can through a cash-out refinance and it’s a great option for some people. In the end, it comes down to this: interest rates on home loans are usually lower than interest rates on credit cards…. Some people use mortgage rates to pay off credit card debt. Cash-out refinances let you “cash … Read more
Selecting the best card means considering your needs and choosing one worth your investment. Two options available to HFS Federal Credit Union members are the Visa Platinum® and Visa Signature® credit cards. It’s possible to find the best credit card for your needs by comparing their rewards programs, interest rates, and fees. Both have great … Read more
Expect to pay about $1,798 to $2,201 per month for a $300,000 mortgage with a 30-year loan term, depending on your interest rate and other factors. Learn more about the upfront and long-term costs of a home loan. Editorial disclosure: Our goal is to give you the tools and confidence you need to improve your … Read more
Shoppers can find almost anything at Menards, from power tools to jewelry, but the Menards credit card is decidedly less impressive. Many or all of the products on this page come from partners who pay us when you click on their links or do something on their websites. This doesn’t change how we rate or … Read more
Thereâs no specific number of hard inquiries thatâs too many or too few. Although some hard inquiries might hurt your credit scores a little, credit scoring models also ignore many hard inquiries when consumers shop for a new loan. Hard inquiries in your credit report might hurt your credit scores, but theres no specific rule … Read more
Getting cash back on purchases is a quick and easy way to get cash without going to an ATM. Many stores, including Walmart, let customers get cash back when they use debit cards. But can you also use a credit card to get cash back at Walmart? The short answer is yes, you can get … Read more
Student loans allow many people to attend college who otherwise couldn’t afford it. There are several different types of student loans available, each with their own pros and cons. Generally speaking, student loans fall into two major categories – federal student loans and private student loans. Here is an overview of the 4 main types … Read more
Refinancing your home to pay off other debt could help you consolidate your balances and possibly save on interest. But there are big risks, and it might not be the best choice if you can’t get a lower interest rate or if you’d have a hard time making your new payments. You might not be … Read more