Imagine if you took a test, and then your grade on that test followed you around for years. Â Youâre applying for an apartment, and your landlord looks at your grade. So close to getting that great job offer! But first, your new boss needs to look over your work. Before you can get approved … Read more
The Capital One Platinum Mastercard is a popular credit card that is known for being easy to qualify for, even if you have average credit. It provides basic benefits like no annual fee, fraud coverage, and access to your credit score. But one thing many people wonder about is – what’s the highest credit limit … Read more
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners. If you’ve been looking for reviews … Read more
For most conventional mortgages, lenders want you to have a credit score of at least 620. However, the minimum score varies by loan type. The minimum credit score needed to buy a house can range from 500 to 700, but will ultimately depend on the type of mortgage loan youre applying for and your lender. … Read more
Many Americans are feeling the financial squeeze from multiple directions right now. For starters, stubbornly high inflation, which is currently running at around 3. 5%, has driven up the cost of essentials like food, housing and energy. Also, the Federal Reserve has been trying to control inflation by keeping its benchmark rate at a 23-year … Read more
Hey there friend! If you’re sittin’ there wonderin’ “How do I swipe my credit clean?” you ain’t alone. We’ve all had them moments where we peek at our credit report and think, “Man, what a heckuva mess!” Maybe you’ve got late payments, collections, or some weird account you don’t even recognize. You’re dreamin’ of wipin’ … Read more
Its generally — but not always — a seamless process, and some redemptions have more value than others. Many or all of the products on this page come from partners who pay us when you click on their links or do something on their websites. This doesn’t change how we rate or review the products, … Read more
According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time. 1 It can be an important part of building your financial confidence and security. 1 For example, building a good credit score could help you get … Read more
Most of us grew up thinking that studying and working hard was the secret to becoming wealthy. But these days, many have realized that it doesnt always work out that way. People’s finances can get worse during recessions, layoffs, inflation, and the housing market crisis. This can make the gap between the rich and the … Read more
Many banks don’t limit the amount of cash you can deposit. But if you deposit more than $10,000, the bank and the federal government will have more rules about how you can use your money. If you have a substantial deposit to make, know that holding more than $250,000 at the same bank—even in multiple … Read more