Hunting for a home costing up to $550,000? Youll be looking for a property in the higher end of the housing market, considering that the median sales price of an existing home stood at $407,200 in September, according to the National Association of REALTORS®. It’s exciting to buy a house at any price, but you … Read more
Marriage is a beautiful union between two people who decide to share their lives together However, it also merges your finances, which can get complicated. One common question that arises is, “Is a wife responsible for her husband’s debt?” The short answer is – it depends. When figuring out if a wife is responsible for … Read more
It can be unpleasant and stressful to deal with debt collectors. You might be upset, scared, or angry when they call to demand payment. But is it ever okay to curse at or talk trash about a debt collector? Let’s look at this question more closely. Why People Want to Swear at Collectors There are … Read more
When you buy a house, you might assume it’ll be smooth sailing. But life throws curveballs every once in a while. If you’re experiencing financial hardship, the key is not to panic. Contact your loan servicer as soon as possible if you know you’re going to be late or have trouble making a mortgage payment. … Read more
A stock market crash in October 1929 started the Great Depression, which was a terrible economic crisis that lasted through the 1930s. It caused a lot of people to lose their jobs and become poor all over the United States. During this time, many banks failed, and many Americans lost their life savings. What happened … Read more
Paying your monthly mortgage is likely one of your largest recurring expenses. Having a convenient and secure payment method is important for staying on top of this financial commitment. As digital payment methods become more mainstream homeowners may wonder – can I pay my mortgage with a debit card? In this comprehensive guide, we’ll explore … Read more
A natural disaster or emergency can cause a significant disruption in business revenue. The SBA offers disaster loans with relatively low interest rates to help businesses meet expenses and assist in rebuilding. Businesses that have been damaged by disasters may need to get an SBA disaster loan in order to stay open. But a lot … Read more
Your mortgage is undoubtedly one of your biggest and most important bills. Many mortgage companies include payments to the escrow payment with your mortgage, so you may not realize it’s there. For lenders that bill separately, you may have the option to put any money over the amount of your payment on either your escrow … Read more
It might seem impossible to pay off a $100,000 mortgage in just 5 years. Many homeowners can do it, though, with careful planning, tight budgeting, and big changes to how they live. Why Pay Off a Mortgage Early? There are several benefits to paying off your mortgage ahead of schedule You’ll save a tremendous amount … Read more
Afterpay has become an increasingly popular way for shoppers to pay for purchases in installments. But how does Afterpay determine if you qualify to use their service? The short answer is that Afterpay does not perform a full credit check. However, they do have an approval process that aims to assess a customer’s ability to … Read more