Some things that can help you improve your credit score are paying your bills on time, using authorized users, fixing mistakes on your credit report, and paying your credit card bills more than once a month. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you … Read more
Being one of the biggest home improvement stores in the US, Lowe’s knows how important it is to make financing easy for customers so they buy more and stay loyal. With Lowe’s credit cards that provide a smart and efficient method for purchasing, shoppers can seamlessly finance a wide range of products and services related … Read more
What Interest Rate Can I Get with a 790 Credit Score? Having a credit score of 790 puts you in an excellent position when it comes to getting approved for loans and credit cards. But what does this high score actually mean in terms of the interest rates you can qualify for? In this comprehensive … Read more
What happens if I lose my job before closing on a mortgage? If you lose your job in the days before closing on a mortgage in New Jersey or another state, the lender may not approve your loan. While getting a new job may alleviate this, it does not guarantee that your lender will give … Read more
For those who rented a home or apartment previously, the concept of making a monthly payment is a familiar one. However, as a homeowner making a monthly mortgage payment, your money won’t be going into your landlord’s pocket. Instead, your one monthly payment will help you cover a variety of things and help you earn … Read more
The best personal loans for fair credit offer low rates, affordable monthly payments and credit-building features such as free credit score access. Having a credit score of 686 puts you in the “good” credit range, which means you have access to most loans, but may not always get the very best rates or terms. Here’s … Read more
The Paycheck Protection Program (PPP) provided a lifeline for many self-employed individuals and small business owners during the COVID-19 pandemic. These forgivable loans helped cover payroll, rent, utilities and other business expenses when revenues dropped dramatically. However, one common question that arose was – do PPP loans have to be paid back for the self-employed? … Read more
In the Digital Age, it isnt usually very hard for debt collectors to track down the whereabouts of borrowers who have fallen behind on their debts. From DMV and utility company records to social media profiles and credit bureau feedback, debt collectors can almost always access information that helps them to contact borrowers whose debt … Read more
A hybrid mortgage combines features of a fixed-rate mortgage and an adjustable-rate mortgage (ARM). Hybrid mortgages have a fixed interest rate for a certain amount of time. After that, the rate changes on a regular basis for the rest of the loan term. This could mean that the interest rate is fixed for the first … Read more
If you pay more than you owe by accident, you won’t be punished, and issuers are required by law to return your overpayment. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our … Read more