I was laid off from the small newspaper in New Hampshire in 2013. Like any other sensible unemployed person, I decided to move to a city I couldn’t afford and didn’t have any savings for! We’ve all heard that famous New York City motto — you know, “The city so nice they named it twice” … Read more
If your credit score is 715, you are right in the middle. According to Experian, the average American consumer has a FICO Score of 714 as of 2021, and anything in the range of 670 to 739 is generally considered to be a good credit score. Most lenders consider an 715 credit score to be … Read more
A lot of households in the UK pay for things like Netflix, Spotify, and gym memberships on a monthly basis. Even though making these regular payments can show that you are responsible with money, subscriptions don’t directly improve your credit score. But if you use subscriptions in the right way, they can help you build … Read more
Buying a home is likely the biggest purchase you’ll ever make After going through the lengthy process of getting a mortgage approved, securing a home, and finalizing all the closing paperwork, you can finally call yourself a homeowner! But now what? Can you go back to using your credit cards like normal? Or do you … Read more
On a scale of 300-850, a “good” credit score falls somewhere in the mid-600s to mid-700s. Learn how to get a good score and what opportunities it unlocks. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or … Read more
Having derogatory remarks on your credit report can negatively impact your credit score and make it harder to get approved for loans mortgages credit cards, and other financial products. Thankfully, there are steps you can take to remove these negative items from your credit history. In this comprehensive guide, we’ll explain what derogatory remarks are, … Read more
An FHA mortgage appraisal is a type of home appraisal completed for Federal Housing Administration (FHA) loans. FHA appraisals are considered more rigorous than standard home appraisals. If you’re using an FHA loan to buy or refinance a house, or if you’re selling your home and the buyer is using an FHA loan, you need … Read more
You should try to spend no more than 10% of your monthly take-home pay on your car payment, but you may have some room for error. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something … Read more
Are Car Loans Open or Closed? A Comprehensive Guide to Understanding Auto Financing When it’s time to get a new set of wheels one of the first things you’ll need to decide is how you plan to pay for your car purchase. Most people finance their vehicles through an auto loan rather than paying the … Read more
Most people pay their credit card bill once a month, but youre allowed to pay more frequently. Technically you can pay your credit card bill as often as you want. Some people prefer to pay bi-weekly or even weekly. While it might sound unnecessary, making weekly payments can actually boost your credit score and have … Read more