Want to know more about authorized credit card users and how they can affect your credit? Click here. [Duration – 2:30]. It can be tricky to build credit when you have little to no experience using credit. One popular strategy to establish credit history is to become an authorized user on another persons credit card … Read more
You’re ready to pay down your credit card debt, but you carry a balance on multiple cards. What should you do: Pay off one card? Which one? Pay them all down equally? Stagger the payment amounts? The following tips could help you understand how to pay off credit card debt and decide which credit card … Read more
Tell lenders that you may have been a victim of fraud or that you are in the military. This will make them more likely to take extra steps to make sure you are who you say you are before giving you new credit. Placing a fraud alert or active duty alert is free. Depending on … Read more
Some people who recently refinanced their mortgage may be wondering if they can get a tax break for the refinancing. Generally speaking, refinancing makes you eligible for the same tax deductions and benefits as any mortgage. Learn more about what you can deduct after refinancing so you know what to expect when you file. Refinancing … Read more
Credit repair is the process of raising your credit score by finding mistakes and fixing them, working out a better deal with creditors, and building a better credit history. “Think of it like housekeeping, but for your financial history,” says Mark Stewart, Certified Public Accountant for Step By Step Business. “Youre getting rid of the … Read more
So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Living in a house that you don’t owe any money on is not only very freeing, but it’s also a great way to get rich. If you don’t have to pay for your house, you’ll have a … Read more
The “black card” is an ultra-exclusive credit card that has become a coveted status symbol in popular culture. But what exactly is a black card, and who issues these elusive cards? Let’s take a closer look. What is a Black Card? A “black card” is a special credit card that is usually only given to … Read more
The earlier you pay something off, the better it might be for you in the long run. But does this hold true for credit cards?. There can be benefits to paying your credit card early. But thereâs more to understanding how early credit card payments could help you boost your credit scores. Credit cards are … Read more
Many people use Credit Karma to check their credit score and see if there are any issues. It has over 100 million members in the US. These days, more and more people use free websites and apps to check their credit. This makes us wonder if Credit Karma really gives you accurate and useful information, … Read more
Find out how much credit is available on your Apple Card, what the credit limit is, what the APR is, and how to ask for your credit limit to be raised. When you have an Apple Card, your credit limit tells you how much you can spend. A higher limit gives you more buying power, … Read more