While paying off your debts often helps improve your credit scores, this isn’t always the case. It’s possible that you could see your credit scores drop after fulfilling your payment obligations on a loan or credit card debt. However, that doesn’t mean you should ignore what you owe. The benefits of paying your debts are … Read more
With housing prices soaring, finding an affordable place to call home can be challenging. One option to explore is HUD homes, which are often sold for less than their market value. But what is a HUD home, and how can you determine whether it’s the right choice for you? Here’s what to know. Key takeaways. … Read more
You could elevate your credit score with tips such as making on-time payments, paying credit card bills more than once a month, becoming an authorized user and fixing credit report errors. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their … Read more
Someone can get a county court judgment (CCJ) against them if they don’t pay back the money they owe. You can get them in England, Wales and Northern Ireland. In Scotland, the equivalent process is called enforcing a debt by diligence. A CCJ stays on your credit file for six years from the date of … Read more
If youâre trying to figure out which credit score is most accurate, then you already know there are multiple scores out there. But one credit score isnât necessarily more accurate than another. Itâs more complicated than that. Find out what makes a credit score good, how credit bureaus and other companies that give credit scores … Read more
If you want to pay off your 15- or 30-year fixed-rate loan faster, you might find that making extra payments on your mortgage can help you do it faster and with less interest than making payments according to the loan’s original payment terms. Hey everyone! If you’re wondering if paying an extra $100 a month … Read more
Can a loan be denied after closing? If you’re looking to buy a home in Ocala, Florida, and plan on using a lender, you might be wondering if your loan could be denied after you’ve closed on your new home. It’s usually rare for a loan to be denied at this part of the buying … Read more
A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud. Hey there! If you’re wondering, “How much does it cost to remove a credit freeze?” I’ve got great news for ya—it’s totally free! Yup, no dime … Read more
Spot loans are designed to provide speedy financing to borrowers facing an unexpected expense — but that fast cash often comes at a high price. If youre considering a spot loan, be sure to understand the pros and cons before pulling the trigger. Hey there, friend! You’ve come to the right place if you want … Read more
If you’re new to the world of buying real estate, you’ll quickly discover that you have lots of choices when it comes to selecting the right lender and the right home loan. When you’re ready to buy a house, you should compare 15-year and 30-year mortgages to see which one makes the most sense for … Read more