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Finance

How Do Banks Know Your Income?

Banks verify your paystubs through a multi-step process, including cross-referencing with other documents and potentially using third-party verification services. This article will explain the various methods banks use to verify paystubs and how you can ensure your documents are accurate and up-to-date. Banks have a variety of methods to determine and verify your income when … Read more

Can You Have 2 Mortgages with 2 Different Lenders?

Taking out multiple mortgages is possible, but also complicated. Having two mortgages at the same time requires careful planning and consideration of how it will impact your finances. While it may make sense in certain situations, there are risks involved that you’ll need to weigh before moving forward. Is It Possible to Have 2 Mortgages? … Read more

Is It Worth it to Overpay Your Mortgage?

Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should find out if there are fees or limits on how much you can overpay, and you should be sure that it’s the right thing to do for you. If you’re considering overpaying on your mortgage, it’s … Read more

What Credit Score Does Amex Use for Approvals?

Credit score calculated based on the FICO® Score 8 model and is provided for educational purposes. American Express and other lenders may decide whether to give credit based on a FICO® Score version other than FICO® Score 8 or on some other type of credit score and other data. FICO is a registered trade mark … Read more