Hey there, friend! Have you ever thought about what would happen if you put an extra $300 a month toward your mortgage? Oh, boy, it would make a huge difference. You’ll pay off your loan much faster, save a lot of money on interest, and own your home outright a lot sooner than you thought. … Read more
Companies use your FICO® Score, which is a type of credit score that usually ranges from 300 to 850, to decide if they want to lend you money. Your FICO® Scores can impact your eligibility and offers when you apply for a loan or credit card and affect other areas of your life, like your … Read more
Not all credit inquiries impact your credit score, but some do. What makes a difference is whether the credit check is soft or hard, which is based on who does it and why. Read on to learn more about soft vs. hard credit checks, along with examples of when each type is run. Then get … Read more
Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. When financial emergencies arise, … Read more
This is great if you need to buy a new car but don’t have the cash. A car loan can save the day. And getting an auto loan with a repayment period that’s on the longer side can be an easy way to keep your monthly loan payments low. The standard auto loan is 60 … Read more
You might think making a lot of money can automatically grant you access to the best interest rates on things like mortgages, credit cards, auto loans and more. But thats not true. When it comes to borrowing money, “credit score is usually king,” J. R. George, senior vice president at Trustco Bank, tells CNBC Make … Read more
Hey, family! If you’re wondering if putting extra money toward paying off your mortgage is saving money, you’ve come to the right place. I’ll tell you the truth: it does kind of count as savings, but there’s a catch (isn’t there always one?) Paying off your mortgage, especially the principal, raises your net worth by … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
Do you ever want to show off a credit card that’s not just plastic but a real piece of metal that says “I’ve made it”? Well, meet the Mastercard Titanium Card—a high-end credit card all about luxury, travel perks, and making life a little more glamorous. There you have it: everything you need to know … Read more
Although the tax laws have changed, in some cases you can still deduct interest paid on your home equity loan or home equity line of credit (HELOC). The IRS says that you can deduct the interest you pay on a home equity loan (HELOC) that was used to “buy, build, or substantially improve” the home … Read more