As part of the American Rescue Plan Act, the third round of economic impact payments, also known as stimulus checks, have been sent to millions of Americans in 2021. Each person will receive up to $1,400. Many people are wondering who will get the third stimulus check this time. I’ll explain the eligibility requirements and … Read more
You can take care of your credit history and build a credit score that could save you money if you are patient and follow through. When Jennifer decided to lease a new car, she did a lot of research online. She found her dream car and used a few consumer websites to find out how … Read more
If you’re worried about how to get out of debt, here are some things to know — and how to find legitimate help. Falling behind on debt payments is an unfortunate but common situation for many people. According to a recent report, 78% of Americans are living paycheck to paycheck, meaning they do not have … Read more
You have the right to dispute late payments that aren’t accurate on your credit report. To do this, contact your creditor or the credit bureaus and explain the problem. You can ask for a late payment to be taken off your credit report if it was given there by mistake or because the late payment … Read more
If you’ve been good with your credit card use, you may be interested in a credit limit increase, which is also sometimes called a credit line increase. There are no guarantees that a credit card issuer will increase your credit limit. But there are some steps you can take to help you qualify. Learn more … Read more
When applying for a mortgage, your credit scores play an important role in determining whether you’ll get approved and the loan terms you may receive. But with multiple scoring models available, you may wonder – do mortgage lenders use FICO 9? The short answer is: Not yet, but they likely will in the future. Let’s … Read more
To get a 2% APR car loan, you usually need good credit, a steady income, and a low debt-to-income ratio. But even if you qualify, your vehicle options may be limited. It may sound too good to be true, but getting a car loan with a 0% annual percentage rate (APR) is possible. However, not … Read more
FHA loans are one of the most popular loans for homebuyers because they have various benefits such as: But can your credit score affect the home-buying process for an FHA loan? Throughout this article, we’re going to walk you through everything you need to know regarding how your credit score affects FHA loans. We’ll also … Read more
Even if you’re not used to credit scores, you might be shocked to see a three-digit number when you check them for the first time. Thatâs because your credit score doesnât start at zero. Find out where your credit score comes from and why it’s important to be responsible with credit from the start by … Read more
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should find out if there are fees or limits on how much you can overpay, and you should be sure that it’s the right thing to do for you. If you’re considering overpaying on your mortgage, it’s … Read more