Depositing large amounts of cash into your bank account can trigger reporting to the IRS. This article explains how much you can deposit before the bank notifies the tax authorities. What is the Cash Deposit Reporting Requirement? It is required by law for US banks and credit unions to report to the IRS any cash … Read more
Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply. Can You Get a Loan If You Already Have Debt? A Practical Guide It might not seem likely that you can get a new loan while still paying … Read more
Medical school can cost a quarter of a million dollars or more. Students can rarely afford to pay without taking out student loans. While doctors can end up making a lot of money, many still spend over a decade in debt. And doctors who come from less wealthy families face the highest debt levels. This … Read more
A balloon mortgage allows you to enjoy low monthly payments for several years — with a big catch. Your final payment amount “balloons” sharply, potentially leaving you with a bill that’s far higher than what you’ve been paying. If you understand the risks and unusual features of a balloon mortgage, this loan type can make … Read more
The best banks for millionaires offer private financial and wealth management services to grow your money even further. Some of the most well-known banks, like JP Morgan, Wells Fargo, Bank of America, Citi Bank, and Goldman Sachs, offer private banking services to people with net worths of more than $1 million. In addition to premium … Read more
In todays automotive market, with prices and rates on the rise, a 2. 9% APR is a good deal. But if this interest rate is good for you, it will depend on things like the market, your credit history, and what kind of manufacturer incentives are available at the moment for the car you want. … Read more
Taking out a £100,000 mortgage is a major financial commitment. If you want to get this size of a loan, you should know how much income mortgage lenders think you should have before application. In this article we’ll explain How mortgage affordability is calculated What salary you’ll typically need for a £100k mortgage How to … Read more
MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed. Find your best auto loan rate. We at the MarketWatch Guides Team … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more