No homebuyer wants to hear the words, “Mortgage loan denied in underwriting. ” The good news? A denial doesn’t have to be the end of the road for obtaining a mortgage. By understanding the warning signs your mortgage will be denied, you can take the right steps to get your homebuying journey back on track. … Read more
When you still owe the IRS for past taxes, it’s likely that the agency will be more willing to work with you—such as allowing you to pay your tax in monthly installments. To find out more about how owing the IRS will affect your credit watch this video. Hello, I’m Scott from TurboTax, with important … Read more
A charge-off can remain on your credit report for seven years from the date the creditor charged off the debt. A charge-off, which appears on your credit report after a lender or other creditor gives up trying to collect a debt you owe, remains on your credit report for seven years. Charge-offs are bad things … Read more
Buying a car is an exciting experience However, determining how much your monthly payments will be for a $15,000 car loan can be confusing In this comprehensive guide, we’ll walk through everything you need to know to figure out your monthly payment for a $15k auto loan. What Factors Determine Your Monthly Car Payment? Your … Read more
Theres so much to enjoy as an American Express Card Member, where a world of benefits await. From Pre-Sale tickets and lounge access at the most sought-after shows, to travel perks, Amex Offers and events. With no limit to the amount of Membership Rewards points you can earn and no expiry date, the opportunities are … Read more
If you have an emergency and can’t make this month’s car payment, you might be able to get some extra time by deferring the loan. Itll come at a cost, but it may be worth it to avoid the possibility of repossession. The thought of not being able to make your monthly car payment can … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more
Your score falls in the range of scores, from 800 to 850, that is considered Exceptional. Your FICO® ScoreÎ and is well above the average credit score. Consumers with scores in this range may expect easy approvals when applying for new credit. Less than 1% of consumers with Exceptional FICO® Scores are likely to become … Read more
If you’re just starting to look for a home, you may have heard of FHA loans. But what does “FHA” stand for, and why should you think about getting one? An FHA loan from the Federal Housing Administration (FHA) could be a good choice for you if you have debt or bad credit. You might … Read more
Paying off the mortgage after 30 years was a rite of passage for Americans approaching retirement age, but this once-common scenario is no longer the norm. According to research from Fannie Maes Economic and Strategic Research Group, baby boomers, those born between 1946 and 1965, are carrying more mortgage debt than earlier generations and are … Read more