Do Banks Track Your Spending? The Surprising Ways Financial Institutions Monitor Your Habits Have you ever wondered if your bank keeps track of where and how you spend your money? Thanks to technology that lets banks collect and analyze more data than ever before, they can now keep a closer eye on their customers’ spending … Read more
When you click on product links, like credit card links, from one or more of our advertising partners, we may get paid. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone. If you live in … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
People who owe money often find it hard to understand what’s going on, like when the same debt is reported by more than one collection agency. If you’ve found yourself in this situation and are wondering how it’s possible (or legal) we’ll explain how this happens, why it matters, and what you can do about … Read more
Credit Karma promises to provide you with your credit score and credit report for free. But is it giving you the same information that a lender will access if youre applying for a mortgage or a car loan? And for that matter, is it giving you anything that you cant get elsewhere?. To answer those … Read more
In terms of money, your FICO score is one of the most important numbers you have. This three-digit number can tell you if you can get a loan, credit card, mortgage, utility service, and more. But what is the FICO score, how is it calculated, and why is it so important? Read on to find … Read more
A lot of money will be passed down from one generation to the next in the United States over the next few decades. As all these assets change hands, not every transfer will work out smoothly. In fact, unclaimed inheritances — when someone dies and no one receives their property — are surprisingly common. Heres … Read more
Cancellation of debt means your lender has agreed that you no longer have to repay what you owe. It could be through a debt settlement, bankruptcy or student loan forgiveness program. But the bad news is that you may owe taxes on the forgiven debt, it could affect your credit score, and the process can … Read more
Millions of people in the UK are struggling with personal debt. It’s more important than ever to understand the size and effects of personal debt in a time when living costs are going up and the economy is uncertain. This article will give you a full picture of the latest data and trends on the … Read more
The process of getting an FHA loan to buy your dream home can be both exciting and stressful. When you buy a house for the first time, you probably have a lot of questions about when things will happen and what to expect during the approval process. In this comprehensive guide, we’ll walk through the … Read more