After someone dies, notify the government programs and businesses they used. Cancel benefits payments and close or transfer accounts. The death of a loved one is always difficult In the midst of grief, there are also many details to attend to. One of those details involves notifying certain government agencies and financial institutions of the … Read more
A common way for people to get cash quickly and easily is to cash checks. But a lot of people aren’t sure if cashing checks leaves a paper trail that the IRS can see. So do banks report cashed checks to the IRS?. The short answer is – it depends on the amount. Banks are … Read more
How Can I Clean My Credit in 60 Days? A Comprehensive Guide Having a good credit score is essential for getting approved for loans, credit cards, mortgages, rental applications, and even jobs Unfortunately, mistakes can happen that damage your credit – late payments, collections, foreclosures, and bankruptcies all negatively impact your score The good news … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
The current average mortgage rate for someone with a good credit score (700) was 7. 42% as of January 3, 2025, according to Curinos data. Your credit scores can directly impact your eligibility for a mortgage and the interest rate you receive. You may need a score in the high 700s (or higher) to get … Read more
Establishing a credit score can take at least six months, according to credit-scoring company FICO®. VantageScore®, another credit-scoring company, says it produces credit scores even sooner. Timing can change based on many factors. But whether youâre building or building from scratch, one thing is constant: Excellent credit scores depend on responsible credit use. Hey there, … Read more
Join us at Gerald and experience a new way to shop for your recurring and essential household needs. Disclaimer: Activation of cash advances requires a portion to be used for buy now, pay later purchases at Geralds store, Cornerstore. Cash advances have no transfer fees, subscription costs, interest, or down payments. Dave is a popular … Read more
Buying a home is one of the biggest purchases you can make. One of the first steps in the process is to get preapproved for a home loan. Mortgage preapproval may seem straightforward, but there are some considerations to be aware of. Most importantly, loan preapproval is not a guarantee. Preapproval means that you’ve met … Read more
Tax can be taxing. Thereâs a lot to keep an eye on and pay. When you pay your taxes every month, do they help your credit score? If you miss a payment, will it hurt your credit score and make it harder to get a loan? Keep reading to learn more about how taxes affect … Read more
A bank levy lets your creditors take money directly from your account rather than going through your creditors. Most creditors have to first sue you and get a court order before they can take money from you. However, the IRS and state child support offices can do this without a court order. Unlike wage garnishment, … Read more