The purpose of this content is to teach, so it may include details about products, features, or services that SoFi does not offer. When you piggyback on someone else’s credit card, you become an authorized user on their account. Usually, this is in service of establishing credit for the first time or building your credit … Read more
It’s common to apply for an auto loan and be required to put some money down to get everything rolling. But who gets the down payment?. Where Does the Down Payment on a Car Go – To the Dealer or the Bank? Some people need to make a down payment when they finance a new … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
The highest of Mastercards three benefit levels includes all the perks of the lower tiers, plus a few extras. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our … Read more
Over the past few years, our homes and families have become more important to us than ever. Many of us have reassessed our lifestyles and priorities. Perhaps you have too, and are now looking to make a few home improvements, or help out a loved one who really needs it. We’ve put together this article … Read more
Hey there, friend! Ever wondered if paying your bills early could give your credit score a sweet lil’ boost? I mean, who doesn’t wanna see those numbers climb, right? Well, lemme spill the beans upfront: paying bills early can help your credit score, but it ain’t a direct ticket to the top. It works mostly … Read more
Ellie Mae, a leading mortgage software company, says that the average time it takes for homebuyers in the US to close on their loans is 47 days (as of February 2019). This is true for all loan types. In general, purchase loans take longer to close than refinance loans by an average of 12 days. … Read more
Hey there friend! If you’re about to get a call or letter from a debt collector, I feel your pain. That feeling of hopelessness in your gut as you try to figure out how to get out of this mess is rough. But lemme tell ya straight up you got options. Debt cancellation is a … Read more
You have the right to dispute errors on your credit report. Fixing an error generally means contacting both the credit reporting company and the company that provided the information. If you suspect that the error on your report is a result of identity theft, visit IdentityTheft. gov , the federal government’s one-stop resource to help … Read more
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally its possible. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this … Read more