Irina Maltseva is a growth marketer with 10+ years of experience in digital marketing. After being scammed by Airbnb and Booking. com, Irina joined Aura to help the company on its mission to create a safer internet for everyone. Jory MacKay has worked as a writer and editor for over ten years, winning awards for … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
Bailiffs (also called ‘enforcement agents’) could take your belongings if they’re collecting a debt you haven’t paid. They can take things you own or that you own jointly with someone else – for example electrical items, jewellery or a vehicle. Bailiffs can only take things from inside your home if you let them in – … Read more
Your debt-to-income ratio (DTI) is an important part of how mortgage lenders evaluate your financial health. DTI ratios represent how much debt you have compared to your income. It’s important to know your DTI as you consider buying a home. If your debt is higher than your income, you might want to pay it off … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
Retirement is something most people dream of — and part of that dream is debt-free living. But what if you’re headed into retirement with a mortgage? If you are, you’re certainly not alone. GOBankingRates spoke with financial experts to get the low-down on whether or not you can — or should — retire with a … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
Ignoring credit card debt is like ignoring that bubbling pot on the stove because you’re busy playing bingo on your phone or reading this article (seriously, go check on it). You’ll end up in hot water with a big mess to clean up. If your credit card company or a collection agency sues you to … Read more
If you knowingly report inaccurate data on a credit application, you’re committing fraud. And while a credit card issuer might not immediately request verification, legally its possible. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this … Read more
When you buy a home, do you know what costs and cash you’ll need to pay at closing? If you aren’t sure what “cash to close” means, what your closing cost amounts are or how to pay them, read on to learn more. Closing on a house can be hard to understand, especially when it … Read more