Hey there, fam! Ever checked your credit score on Credit Karma and felt like a rockstar, only to get slapped with a FICO score that’s a whopping 100 points lower when you apply for a loan? Man, that stings worse than stepping on a Lego! If you’re wondering, “Why is my FICO score so much … Read more
Have you been wondering why your credit scores change over time? Click to learn more from Equifax about the different factors that can affect your credit scores. [Duration – 2:00]. If youre tracking your credit scores over time, you may notice the three-digit numbers may change, even if the most recent score is generated by … Read more
An investment property can be a steppingstone to a brighter financial future. However, itâs important to know that youâll need to make a larger down payment than you do when buying a home to live in. Read more to find out how much of a down payment you need to buy an investment property and … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article may contain from our partners, and terms may apply to offers linked or accessed through this page. as of posting date, but offers mentioned may have expired. Bankrate logo. At Bankrate, we have a mission … Read more
This cards annual fee makes it cheaper than many premium cards and has more rewards than basic travel cards. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our … Read more
How much you should save for a car depends on whether you want to buy a new or used car, if you have a trade-in, and how much you can spend. It is usually a good idea to save up for a down payment of at least 2020% for a new car and 2010% for … Read more
Hey there lovebirds and curious folks! If you’re tying the knot or just thinkin’ about it, one question might be naggin’ at ya do you inherit your spouse’s debt when you get married? I mean, saying “I do” is supposed to be about love not a surprise bill collector knockin’ at your door, right? Well, … Read more
If youre thinking about refinancing your home, you may be wondering how long everything takes. The time frame can vary depending on the homeowners circumstances, the lenders timeline, and other factors. Heres the process with Discover® Home Loans. DHL loans typically go from application to funding in an average of 5-7 weeks. Applying is simple … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
Actions that can lower your credit score include late or missed payments, high credit utilization, too many applications for credit and more. Having good credit can make it easier to get loans and credit cards, but it takes work to keep your credit in good shape, just like staying physically fit. Here are 11 actions … Read more