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Finance

Swiping Anywhere: Which Credit Card Rules the World?

If youre looking for a credit card that is most likely to be accepted wherever you are in the world, your best choice is a credit card that carries the Visa or MasterCard logo. We compared the merchant acceptance of the four major global card payment networks — American Express, Discover, MasterCard, and Visa — … Read more

Does Opening a Bank Account Affect Your Credit Score?

This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. A lot of the time, opening a checking or savings account won’t affect your credit score because it won’t be reported to the three main credit bureaus. The same holds true for … Read more

Do Mortgage Lenders Use FICO 9?

When applying for a mortgage, your credit scores play an important role in determining whether you’ll get approved and the loan terms you may receive. But with multiple scoring models available, you may wonder – do mortgage lenders use FICO 9? The short answer is: Not yet, but they likely will in the future. Let’s … Read more

How Much Income Do You Need for a $200,000 Mortgage?

Buying a home is an exciting milestone but qualifying for a mortgage can be stressful especially when your income seems just shy of affording your dream home. If you’re considering applying for a $200,000 mortgage, a common question is, “How much income do I need to qualify?” The answer isn’t straightforward since several factors determine … Read more