Earning a college degree may qualify you for more diverse and higher-paying jobs, but it could also land you in student debt. According to the National Center for Education Statistics, 39% of first-time college students in 2021-2022 took on student loan debt to help pay for school. Note Reference [6] That’s quite the dip from … Read more
Purchasing your first home is an exciting milestone, but the process can be daunting if you don’t know what to expect. While buying a house is a joyful event, it’s also a huge financial decision that requires care and consideration. Making the wrong moves could cost you big time by resulting in a higher interest … Read more
Each person is different, and so is your auto loan term. It depends on your personal situation and the amount of money you can borrow. But if you don’t know what loan terms to look for and your credit score isn’t great, here are some ideas. When it comes to car loans, many buyers are … Read more
Do Banks Track Your Spending? The Surprising Ways Financial Institutions Monitor Your Habits Have you ever wondered if your bank keeps track of where and how you spend your money? Thanks to technology that lets banks collect and analyze more data than ever before, they can now keep a closer eye on their customers’ spending … Read more
Purchasing your first home is an exciting milestone. But having less-than-ideal credit can make it feel out of reach. If your credit score is 551 or lower you may be wondering if homeownership is possible. The good news is – yes you can buy a house with a very low credit score. However it requires … Read more
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Mortgage rates have been hovering in the high 6 percent range for a 30-year fixed loan, but some states see tougher odds of homebuyers getting approved. As shown in a new report from the National Association of … Read more
There are a lot of people who love the Capital One Quicksilver card because it gives cash back. With no annual fee, unlimited 1. With 5% cash back on every purchase and a $200 sign-up bonus, it’s easy to see why people would want to use it. Would it be easy to get the Quicksilver … Read more
As a parent, you want the best for your kids in everything they do, from school to work to home life. Learning how to build credit can be part of that. Good credit scores can give young adults access to good rates and terms on credit. It could even help them when applying for a … Read more
Find out how much house you can borrow before you start looking – and how you can make the strongest offer possible on the property you choose. Many people have already told you that if you want to buy a house, you should think about getting prequalified or preapproved for a mortgage. Itâs time to … Read more
Credit scores are three-digit numbers designed to represent how likely you are to repay a lender on time. Credit scores are one thing that potential lenders and creditors look at when they decide if they want to give you new credit. Lenders may also use your credit scores to set the interest rates and other … Read more