Every time you pull up to a gasoline pump to fill up your vehicle, you have to answer one question: Cash or credit? Well, using a credit card to purchase gasoline can offer multiple advantages over paying with cash, yet many people still insist on paying with cash. We’ll get into those advantages, but first, … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
The Canadian Government says that a credit score is a three-digit number that shows how likely it is that a credit bureau thinks you are to pay your bills on time. 1 It can be an important part of building your financial confidence and security. 1 For example, building a good credit score could help … Read more
The loan approval process refers to the steps a borrower must go through to get approved for a loan, from application to closing This process involves gathering documents, submitting an application, underwriting, appraisal, and finally closing on the loan Understanding the basics can help you navigate the loan approval process with confidence. Overview of the … Read more
In terms of money, your credit score is one of the most important numbers. When lenders see this, they can tell if you’ll be able to pay back the money they lend you. But what constitutes a “good” credit score can be confusing. We will delve into the question of whether a credit score of … Read more
Personal loans are a common way for people to get access to cash quickly. But how exactly do personal loans work when it comes to getting the money? The short answer is that yes, personal loan funds do go directly into your bank account in most cases How Personal Loans Work When you take out … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
If your credit score is 697 or higher, it’s “good,” which means you shouldn’t have any trouble getting new credit, like a credit card or consumer loan. However, a 697 score falls below the top two FICO® credit tiers — “very good” and “exceptional” — so you likely won’t qualify for a lender’s best interest … Read more
Hey there friend! If you’re sittin’ there wonderin’, “How much extra should I pay on my car payment?” you’ve come to the right spot. I’ve been down that road, stressin’ over car loans and dreamin’ of the day I’d be debt-free. Lemme tell ya payin’ a lil’ extra on your car payment can work wonders—savin’ … Read more