Using retirement savings to pay off debt can have an impact on your financial foundation now and in the future. The average full-time employed American works about 8. 5 hours a day, reads about 12 books a year, spends close to seven hours on screens per day —and has debt. In fact, if you’re like … Read more
The advice in this article is offered by the team independent of any bank or credit card issuer. This article might have content from our partners, and there are rules that apply to any deals that you click on or link to from this page. as of posting date, but offers mentioned may have expired. … Read more
If a debt collector contacts you, use the opportunity to find out about the debt, which will help determine if they’re legitimate and if you really owe it. When a debt collector calls you for the first time about a debt, they are usually required by law to give you certain information about the debt … Read more
The American Express Centurion Card, more commonly known as the “Black Card,” is one of the most exclusive and prestigious cards in the world. It’s shrouded in mystery and intrigue, catering to the ultra-wealthy who live luxurious lifestyles. But just how rich do you need to be to get the Amex Black Card? What is … Read more
Cash Advance America, which is also known as Advance America, is a business that provides different types of loans, such as payday loans, installment loans, lines of credit, and title loans. But Advance America is a controversial company with questionable business practices, even though it has been around for more than 20 years and has … Read more
Applying for a credit card can impact your credit score, especially if you apply for multiple cards in a short period. Also, opening a new account can have an effect on your credit score. However, if you use your credit wisely, your score will eventually go up. Applying for a credit card can temporarily lower … Read more
A credit score increase can be a welcome surprise, but it may have you wondering why. Several things can cause your credit score to go up, and they all have to do with changes to your credit report. Some of the most common reasons for an increase in credit score are paying off credit card … Read more
You can pay off your car loan faster using several strategies, including refinancing your car loan, making biweekly payments, putting money toward extra lump-sum payments and canceling add-ons. They are faster ways to get rid of your auto loan if you want to get rid of it quickly. You can pay off your car loan … Read more
Having debt in collections is an unfortunate reality for millions of Americans — especially those who are struggling with unexpected financial hardships. But while facing a debt collection issue may be common, it can also have a big impact on your finances, and receiving calls, letters or lawsuit threats from debt collectors can also be … Read more
Congratulations! Making that final mortgage payment is a huge achievement. But before you celebrate too hard, there’s one more important document you need: a Deed of Reconveyance. Don’t worry – we’ll explain everything you need to know in simple terms. When you take out a mortgage to purchase a home, the lender places a lien … Read more