Getting a new job or volunteering for an organization often requires undergoing a background check. This helps employers or organizations vet candidates and avoid potential issues down the line. One common element of background checks is checking a candidate’s credit history and score. But does your credit score actually impact whether you pass a background … Read more
Whether it helps you qualify for a new credit card or secure the best interest rate on your mortgage, your credit score has a big impact on your finances. There are several types of credit scores, but the FICO Score, which is the most common and likely the one you know, is the one most … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. The advice in this article is offered by the team independent of any bank … Read more
“Good” can mean a lot of different things when it comes to credit cards. Today, we’re going to talk about credit limits. You know, the magical number that determines how much you can spend before your card gives you the cold shoulder. But what exactly is a good credit limit? Is it enough to cover … Read more
Using no more than 30% of your credit limits is a guideline — and using less is better for your score. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this … Read more
You can build credit with a credit card by regularly using the card, using a small amount of your credit limit and making all of your payments on time. By following these tips, you can build a good credit score. Credit cards are one of the best ways to build credit and raise your credit … Read more
If you’re like most people, the monthly mortgage payment isn’t the thing that worries you the most when you’re ready to buy a house. Its having enough saved for a down payment. Many homebuyers assume you need to have a down payment equal to 20% of the homes value. Thats not the case. There are … Read more
Sorry, we don’t currently offer loans in . You may be eligible for an offer through our partner brand, NetCredit. Getting a loan from CashNetUSA can help you get cash quickly when you need it. You’ll have to pay back the loan amount plus any fees and interest at some point. Here are the steps … Read more
Paying cash for a vehicle means no monthly payments, no interest charges and no chance of repossession. Still, there are scenarios when financing a car may be a better option. Buying a car is a major financial decision. If you have the means, paying cash for a car may help you save the most money. … Read more
If you plan to buy a home in the coming year, taking steps now to spruce up your credit profile can increase your chances of qualifying for a mortgage and reduce the amount of interest youll be charged on the loan. Buying a house is an exciting milestone in life. However poor credit can derail … Read more