Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being. You can get pre-approved for car loans at Drive®, a Santander product, in just two minutes. It won’t hurt your credit score. Get tips, calculators and resources at every step so you can go to … Read more
Understanding what you can—and should—use helps to build better credit scores and keep you from maxing out People who have used credit cards or lines of credit before know that they can only borrow a certain amount of money. But what is it exactly? A credit limit is the maximum amount of money a lender … Read more
Credit cards have become an integral part of our lives, allowing us to make purchases and build our credit scores. But not all credit cards are created equal. There is an elite class of ultra-exclusive credit cards that only the ultra-wealthy can obtain. These rare and prestigious cards offer unmatched luxury perks and status. The … Read more
The IRS usually has 10 years from the date they assessed your tax to get the money back from you, along with any penalties and interest. This time period is called the Collection Statute Expiration Date (CSED). A variety of laws affect the CSED. More than one action or situation can change the collection period. … Read more
If your credit card closed, heres why that might have happened and what to do next. When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. Has your credit card closed? Even those with good-to-great credit face hurdles at times, particularly if you forget about a card … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
People with credit scores between 300 and 850 have good credit. Scores between 670 and 739 are bad. Credit scores of 740 and above are very good while 800 and higher are excellent. Credit scores between 300 and 850 are good, with a score in the mid to high 600s or higher being the best. … Read more
There are no restrictions on having multiple car loans. You can have two car loans at the same time, as long as youâve been approved for them on the basis of your credit, income and other factors. You can have two car loans. That being said, you can have as many car loans as you … Read more
How you manage your credit card accounts can affect multiple factors that determine credit scores, including your payment history, credit utilization rate, average age of accounts and credit mix. It’s important to know that getting a credit card, using it (or not), and closing it can all have big effects on your credit scores. Credit … Read more
Buying a house is an exciting milestone in life. But for many, concerns about credit scores can cast doubt on achieving this dream. If your score is around 630, you may be wondering – can I buy a house with a 630 FICO score? The answer is yes, you still have options, but your mortgage … Read more