In the complex world of real property and real estate law, homeowners often find themselves facing challenging situations, especially when it involves legal proceedings like a court judgment. A question that a lot of people have is whether they can be forced to sell their home to pay off a debt. This article sheds light … Read more
Quick Answer: Experian is a credit bureau that maintains your credit report. FICO® is a credit scoring model that uses the information in your credit report to calculate a credit score. Your Experian or FICO credit score might be different from the one you see elsewhere because of the credit scoring model being used to … Read more
Hello, everyone! If you’re wondering, “Can I buy a car with PPP?” then you’ve come to the right place. I’ll tell you straight out: no, you can’t. The Paycheck Protection Program (PPP) wasn’t made so that you could buy a fancy new car for yourself or your business. But don’t leave yet—I’m going to go … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
Understanding how many credit scores you have can be confusing. Most people think they only have one credit score, but in reality, you likely have dozens or even hundreds of credit scores. This is because there are several factors that contribute to the number of credit scores you have. In this article, we’ll break down … Read more
What’s the difference between a draw period and a repayment period? This is one of the most common questions lenders get about home equity lines of credit, or HELOCs. And it’s easy to see why—there’s a lot to understand! Let’s go over some of the most common questions. A home equity line of credit (HELOC) … Read more
Hey there, folks! If you’re hitched or planning to tie the knot and wondering, “Do lenders look at both spouses’ credit scores?”—we’re gonna clear that up right now at the jump. Spoiler alert: Yup, they do, especially when you’re applying for somethin’ big like a mortgage together. But it ain’t as simple as mashin’ your … Read more
You can repair your credit by yourself for free or pay a credit repair company to help you Repairing your credit doesnt cost anything if you do it yourself. If you hire a credit repair company to assist you, however, youll have to pay fees that typically range from $50 to $100 per month, although … Read more
This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. FICO® and TransUnion® are two terms affiliated with credit that you may be familiar with. TransUnion is a consumer credit reporting agency — one of the three major credit bureaus that maintains … Read more
If you have no credit history, you have no credit score — but not a zero credit score. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this … Read more