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Finance

What is a Good APR for a Car Loan?

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not influence … Read more

What is a Balloon on a Mortgage?

You have to make a big payment all at once at the end of the loan term. This is called a “balloon payment.” Mortgages with payments that go up over time are also known as balloon mortgages or balloon loans. Most of the time, this type of mortgage has lower monthly payments and a shorter … Read more

do credit cards check your bank balance

Do Credit Cards Check Your Bank Balance? Demystifying a Common Concern Get a new credit card can be an exciting and confusing process. As you fill out the application, you might wonder if the credit card company checks your bank account. It’s a fair question After all, credit card companies request a ton of sensitive … Read more

How Good is a 787 Credit Score?

According to the Government of Canada, a credit score is a 3-digit number that represents how likely a credit bureau thinks you are to pay your bills on time. 1 It can be an important part of building your financial confidence and security. 1 For example, building a good credit score could help you get … Read more

Is 798 a Good Credit Score?

On a scale of 300-850, a “good” credit score falls somewhere in the mid-600s to mid-700s. Learn how to get a good score and what opportunities it unlocks. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or … Read more

Should I Pay Off Collections Before Buying a Car?

Paying off collections could increase scores from the latest credit scoring models, but if your lender uses an older version, your score might not change. Regardless of whether it will raise your score quickly, paying off collection accounts is usually a good idea. Although it’s possible that paying off a collection account will raise your … Read more